WallStSmart

Federal Agricultural Mortgage Corporation (AGM-A)vsJPMorgan Chase & Co (JPM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

JPMorgan Chase & Co generates 44944% more annual revenue ($173.56B vs $385.31M). AGM-A leads profitability with a 56.3% profit margin vs 33.9%. AGM-A appears more attractively valued with a PEG of 0.65. JPM earns a higher WallStSmart Score of 73/100 (B).

AGM-A

Strong Buy

73

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 7.7Quality: 3.3
Piotroski: 2/9

JPM

Strong Buy

73

out of 100

Grade: B

Growth: 8.0Profit: 8.0Value: 5.7Quality: 3.0
Piotroski: 4/9Altman Z: 0.55

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGM-A5 strengths · Avg: 9.6/10
P/E RatioValuation
8.1x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Profit MarginProfitability
56.3%10/10

Keeps 56 of every $100 in revenue as profit

Operating MarginProfitability
68.6%10/10

Strong operational efficiency at 68.6%

PEG RatioValuation
0.658/10

Growing faster than its price suggests

JPM5 strengths · Avg: 9.2/10
Market CapQuality
$806.43B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.9%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
43.7%10/10

Strong operational efficiency at 43.7%

P/E RatioValuation
14.4x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Areas to Watch

AGM-A3 concerns · Avg: 2.3/10
Market CapQuality
$1.52B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Debt/EquityHealth
20.101/10

Elevated debt levels

JPM4 concerns · Avg: 2.3/10
PEG RatioValuation
1.574/10

Expensive relative to growth rate

Free Cash FlowQuality
$-211.76B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.552/10

Distress zone — elevated risk

Debt/EquityHealth
3.391/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : AGM-A

The strongest argument for AGM-A centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 56.3% and operating margin at 68.6%. Revenue growth of 14.2% demonstrates continued momentum.

Bull Case : JPM

The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 43.7%. Revenue growth of 12.7% demonstrates continued momentum.

Bear Case : AGM-A

The primary concerns for AGM-A are Market Cap, Piotroski F-Score, Debt/Equity. Debt-to-equity of 20.10 is elevated, increasing financial risk.

Bear Case : JPM

The primary concerns for JPM are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 3.39 is elevated, increasing financial risk.

Key Dynamics to Monitor

AGM-A carries more volatility with a beta of 1.04 — expect wider price swings.

AGM-A is growing revenue faster at 14.2% — sustainability is the question.

AGM-A generates stronger free cash flow (92M), providing more financial flexibility.

Monitor CREDIT SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AGM-A scores higher overall (73/100 vs 73/100), backed by strong 56.3% margins and 14.2% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Federal Agricultural Mortgage Corporation

FINANCIAL SERVICES · CREDIT SERVICES · USA

Federal Agricultural Mortgage Corporation offers a secondary market for various loans made to borrowers in the United States. The company is headquartered in Washington, District of Columbia.

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JPMorgan Chase & Co

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.

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