WallStSmart

ACV Auctions Inc. (ACVA)vsRush Enterprises A Inc (RUSHA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Rush Enterprises A Inc generates 879% more annual revenue ($7.43B vs $759.61M). RUSHA leads profitability with a 3.5% profit margin vs -8.7%. RUSHA earns a higher WallStSmart Score of 44/100 (D).

ACVA

Hold

37

out of 100

Grade: F

Growth: 7.3Profit: 2.0Value: 6.7Quality: 4.8
Piotroski: 4/9Altman Z: 0.62

RUSHA

Hold

44

out of 100

Grade: D

Growth: 2.7Profit: 5.5Value: 6.0Quality: 6.3
Piotroski: 4/9Altman Z: 3.13
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ACVAUndervalued (+53.4%)

Margin of Safety

+53.4%

Fair Value

$15.44

Current Price

$5.19

$10.25 discount

UndervaluedFair: $15.44Overvalued
RUSHAUndervalued (+56.7%)

Margin of Safety

+56.7%

Fair Value

$168.59

Current Price

$74.03

$94.56 discount

UndervaluedFair: $168.59Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACVA2 strengths · Avg: 8.0/10
Price/BookValuation
2.1x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
15.1%8/10

15.1% revenue growth

RUSHA2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.1310/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

ACVA4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$957.85M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-15.2%2/10

ROE of -15.2% — below average capital efficiency

Free Cash FlowQuality
$-23.38M2/10

Negative free cash flow — burning cash

RUSHA4 concerns · Avg: 2.3/10
Profit MarginProfitability
3.5%3/10

3.5% margin — thin

PEG RatioValuation
3.162/10

Expensive relative to growth rate

Revenue GrowthGrowth
-11.8%2/10

Revenue declined 11.8%

EPS GrowthGrowth
-11.0%2/10

Earnings declined 11.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : ACVA

The strongest argument for ACVA centers on Price/Book, Revenue Growth. Revenue growth of 15.1% demonstrates continued momentum.

Bull Case : RUSHA

The strongest argument for RUSHA centers on Altman Z-Score, Price/Book.

Bear Case : ACVA

The primary concerns for ACVA are EPS Growth, Market Cap, Return on Equity.

Bear Case : RUSHA

The primary concerns for RUSHA are Profit Margin, PEG Ratio, Revenue Growth. Thin 3.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

ACVA profiles as a growth stock while RUSHA is a value play — different risk/reward profiles.

ACVA carries more volatility with a beta of 1.69 — expect wider price swings.

ACVA is growing revenue faster at 15.1% — sustainability is the question.

ACVA generates stronger free cash flow (-23M), providing more financial flexibility.

Bottom Line

RUSHA scores higher overall (44/100 vs 37/100). ACVA offers better value entry with a 53.4% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ACV Auctions Inc.

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

ACV Auctions, Inc., operates a digital marketplace that connects buyers and sellers for online wholesale vehicle auctions. The company is headquartered in Buffalo, New York.

Rush Enterprises A Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Rush Enterprises, Inc. is an integrated retailer of commercial vehicles and related services in the United States. The company is headquartered in New Braunfels, Texas.

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