American Coastal Insurance Corp (ACIC)vsThe Allstate Corporation (ALL)
ACIC
American Coastal Insurance Corp
$9.36
+0.21%
FINANCIAL SERVICES · Cap: $441.97M
ALL
The Allstate Corporation
$253.71
+0.76%
FINANCIAL SERVICES · Cap: $64.15B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 21116% more annual revenue ($70.14B vs $330.59M). ACIC leads profitability with a 30.3% profit margin vs 19.0%. ALL appears more attractively valued with a PEG of 1.87. ALL earns a higher WallStSmart Score of 82/100 (A-).
ACIC
Buy60
out of 100
Grade: C+
ALL
Exceptional Buy82
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 30 of every $100 in revenue as profit
Strong operational efficiency at 37.3%
Every $100 of equity generates 29 in profit
Attractively priced relative to earnings
Every $100 of equity generates 39 in profit
Earnings expanding 61.2% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Expensive relative to growth rate
Revenue declined 4.5%
Earnings declined 16.6%
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACIC
The strongest argument for ACIC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 30.3% and operating margin at 37.3%.
Bull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 19.0% and operating margin at 22.8%. Revenue growth of 11.8% demonstrates continued momentum.
Bear Case : ACIC
The primary concerns for ACIC are Market Cap, PEG Ratio, Revenue Growth.
Bear Case : ALL
The primary concerns for ALL are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
ACIC profiles as a declining stock while ALL is a mature play — different risk/reward profiles.
ALL carries more volatility with a beta of 0.15 — expect wider price swings.
ALL is growing revenue faster at 11.8% — sustainability is the question.
ALL generates stronger free cash flow (2.6B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (82/100 vs 60/100), backed by strong 19.0% margins and 11.8% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American Coastal Insurance Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Atlas Crest Investment Corp. The company is headquartered in New York, New York.
Visit Website →The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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