WallStSmart

Apple Inc. (AAPL)vsRoadzen Inc. (RDZN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Apple Inc. generates 820375% more annual revenue ($451.44B vs $55.02M). AAPL leads profitability with a 27.2% profit margin vs -40.9%. RDZN trades at a lower P/E of 4.1x. AAPL earns a higher WallStSmart Score of 67/100 (B-).

AAPL

Strong Buy

67

out of 100

Grade: B-

Growth: 6.7Profit: 10.0Value: 3.7Quality: 6.5
Piotroski: 7/9Altman Z: 2.42

RDZN

Avoid

29

out of 100

Grade: F

Growth: 8.0Profit: 2.5Value: 8.3Quality: 5.0
Piotroski: 4/9Altman Z: -7.08
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AAPL.

RDZNUndervalued (+36.0%)

Margin of Safety

+36.0%

Fair Value

$2.36

Current Price

$1.15

$1.21 discount

UndervaluedFair: $2.36Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AAPL6 strengths · Avg: 9.5/10
Market CapQuality
$4.79T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
115.1%10/10

Every $100 of equity generates 115 in profit

Operating MarginProfitability
32.3%10/10

Strong operational efficiency at 32.3%

Free Cash FlowQuality
$26.73B10/10

Generating 26.7B in free cash flow

Profit MarginProfitability
27.2%9/10

Keeps 27 of every $100 in revenue as profit

Revenue GrowthGrowth
16.6%8/10

16.6% revenue growth

RDZN3 strengths · Avg: 10.0/10
P/E RatioValuation
4.1x10/10

Attractively priced relative to earnings

Revenue GrowthGrowth
41.4%10/10

Revenue surging 41.4% year-over-year

Debt/EquityHealth
-1.1610/10

Conservative balance sheet, low leverage

Areas to Watch

AAPL3 concerns · Avg: 2.7/10
P/E RatioValuation
39.7x4/10

Premium valuation, high expectations priced in

PEG RatioValuation
2.622/10

Expensive relative to growth rate

Price/BookValuation
42.5x2/10

Trading at 42.5x book value

RDZN4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$100.63M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Free Cash FlowQuality
$-3.98M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : AAPL

The strongest argument for AAPL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 27.2% and operating margin at 32.3%. Revenue growth of 16.6% demonstrates continued momentum.

Bull Case : RDZN

The strongest argument for RDZN centers on P/E Ratio, Revenue Growth, Debt/Equity. Revenue growth of 41.4% demonstrates continued momentum.

Bear Case : AAPL

The primary concerns for AAPL are P/E Ratio, PEG Ratio, Price/Book.

Bear Case : RDZN

The primary concerns for RDZN are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

AAPL profiles as a growth stock while RDZN is a hypergrowth play — different risk/reward profiles.

RDZN carries more volatility with a beta of 1.20 — expect wider price swings.

RDZN is growing revenue faster at 41.4% — sustainability is the question.

AAPL generates stronger free cash flow (26.7B), providing more financial flexibility.

Bottom Line

AAPL scores higher overall (67/100 vs 29/100), backed by strong 27.2% margins and 16.6% revenue growth. RDZN offers better value entry with a 36.0% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apple Inc.

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Apple Inc. is an American multinational technology company that specializes in consumer electronics, computer software, and online services. Apple is the world's largest technology company by revenue (totalling $274.5 billion in 2020) and, since January 2021, the world's most valuable company. As of 2021, Apple is the world's fourth-largest PC vendor by unit sales, and fourth-largest smartphone manufacturer. It is one of the Big Five American information technology companies, along with Amazon, Google, Microsoft, and Facebook.

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Roadzen Inc.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

RoadZen, lnc. The company is headquartered in New Delhi, India.

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