WallStSmart
V

Visa Inc. Class A

NYSE: V · FINANCIAL SERVICES · CREDIT SERVICES

$329.84
-1.50% today

Updated 2026-04-29

Market cap
$636.99B
P/E ratio
29.14
P/S ratio
15.39x
EPS (TTM)
$11.49
Dividend yield
—
52W range
$294 – $373
Volume
7.3M
OverviewPrice TargetsFinancialsValuationInsidersEarnings

Visa Inc. Class A (V) Financial Forecast & Price Target 2030

Research-backed projections from analyst consensus, management guidance, and sector analysis.

Price target summary

Current
$329.84
Consensus
$395.90
+20.03%
2030 Target
$263.87
-20.00%
DCF
—
—
20 analysts:
11 Buy1 Hold0 Sell

Management guidance

Visa raised FY2026 revenue and EPS guidance following strong Q2 2026 results. Company posted 17.05% Q2 revenue growth ($11.23B) and TTM revenue of $43.03B (up 14.37% YoY). Management has not provided specific revenue targets for 2027-2030, but guided to continued strong growth driven by consumer spending resilience and expansion into agentic commerce payments.

Sources: Management guidance, analyst consensus, sector analysishigh confidence

Revenue & price projection

Actual revenue Projected revenue Base case Bull to bear range
Bull case (2030)
$428.79
$69.9B Rev × 11.2x P/S
Base case (2030)
$263.87
$69.9B Rev × 7x P/S
Bear case (2030)
$164.92
$69.9B Rev × 4.2x P/S

Financial forecast — research-backed

Metric2023202420252026 (E)2027 (E)2028 (E)2029 (E)2030 (E)
Revenue$32.7B$35.9B$40.0B$45.5B$50.3B$55.8B$62.4B$69.9B
Revenue growth—10.0%11.3%13.8%10.4%11.0%11.8%12.0%
EPS$8.76$10.05$3.17$13.11$14.83$16.75$18.91$21.35
P/S ratio———7.0x7.0x7.0x7.0x7.0x
Implied price———$164.92$197.90$230.89$230.89$263.87

Catalysts & risks

Growth catalysts
+ Agentic commerce expansion - Visa launching 'Agentic Ready' program for AI agent payments across multiple blockchains, creating new payment volume categories
+ Stablecoin settlement momentum - $7B run rate on stablecoin settlements with 5 additional blockchains added (Base, Polygon, Canton, Arc, Tempo)
+ Resilient consumer spending - Q2 2026 showed strongest revenue growth since 2022 (17% YoY) indicating durable demand despite macro concerns
+ Cross-border travel recovery - International payment volumes showing strength as travel normalizes post-pandemic
Key risks
- Regulatory pressure on interchange fees - Ongoing litigation and regulatory scrutiny could compress margins and limit pricing power
- Stablecoin/alternative rails competition - Emergence of direct stablecoin payments and alternative settlement networks may disintermediate traditional card networks
- Deceleration in cross-border volume growth - Q2 showed slight moderation in cross-border growth, which is higher-margin business
- Macroeconomic slowdown - Consumer spending deceleration would directly impact payment volumes and transaction fees

Methodology

Visa Inc. Class A's forward estimates are derived from AI-powered research synthesis combining analyst consensus from 20 Wall Street analysts, management guidance from the latest earnings call, and sector growth forecasts from industry research. Revenue and EPS projections use analyst consensus where available and conservative extrapolation with growth deceleration for outer years. Price targets are calculated using a tiered Price-to-Sales (P/S) methodology, where the P/S multiple is determined by the projected revenue growth rate.

WallStSmart proprietary research model · Not financial advice · Past performance is not indicative of future results · Last researched: May 1, 2026.