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UVSP

Univest Corporation Pennsylvania

NASDAQ: UVSP · FINANCIAL SERVICES · BANKS - REGIONAL

$44.61
-0.84% today

Updated 2026-07-29

Market cap
$1.24B
P/E ratio
13.43
P/S ratio
3.84x
EPS (TTM)
$3.32
Dividend yield
1.95%
52W range
$27 – $45
Volume
0.2M

Univest Corporation Pennsylvania (UVSP) Financial statements

SEC filings — annual and quarterly data.

Profit margin
17.51%
Operating margin
21.87%
ROE
10.30%
ROA
1.18%
Debt/equity
0.28x

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$130.58M$25.38M64.88%26.62%19.43%
2007$143.41M$25.56M60.75%24.34%17.82%
2008$135.92M$20.59M62.42%19.40%15.15%
2009$128.48M$10.78M61.39%8.83%8.39%
2010$125.43M$15.76M68.88%15.18%12.56%
2011$114.78M$18.88M75.43%20.61%16.45%
2012$112.74M$20.87M83.79%23.44%18.51%
2013$115.85M$21.19M85.89%23.21%18.29%
2014$116.90M$22.23M93.50%25.39%19.02%
2015$154.41M$27.27M92.31%23.98%17.66%
2016$182.57M$19.50M90.58%12.81%10.68%
2017$222.25M$44.09M86.62%27.81%19.84%
2018$250.66M$50.54M78.96%24.21%20.16%
2019$279.51M$65.72M80.91%28.64%23.51%
2020$282.27M$46.92M75.07%20.16%16.62%
2021$292.95M$91.80M96.17%39.03%31.34%
2022$330.08M$78.12M86.04%29.45%23.67%
2023$448.55M$71.10M63.77%19.77%15.85%
2024$500.41M$75.93M58.61%19.04%15.17%
2025$518.35M$90.76M61.04%21.87%17.51%

Frequently asked questions

What is Univest Corporation Pennsylvania's revenue?

Univest Corporation Pennsylvania's trailing twelve-month revenue is $323.55M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is UVSP?

In its most recent fiscal year, UVSP ran a gross margin of 61.04%, an operating margin of 21.87%, and a net margin of 17.51%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does UVSP generate?

UVSP produced $96.93M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is UVSP's balance sheet healthy?

UVSP holds $553.71M in cash and equivalents against $298.87M in long-term debt, on $943.32M of shareholder equity. Cash on hand exceeds long-term debt, so the balance sheet adds little financial risk to the thesis.