WallStSmart
UVSP

Univest Corporation Pennsylvania

NASDAQ: UVSP · FINANCIAL SERVICES · BANKS - REGIONAL

$37.99
+0.93% today

Updated 2026-04-30

Market cap
$1.07B
P/E ratio
11.53
P/S ratio
3.31x
EPS (TTM)
$3.32
Dividend yield
2.33%
52W range
$27 – $39
Volume
0.2M

Univest Corporation Pennsylvania (UVSP) Financial statements

SEC filings — annual and quarterly data.

Income statement — annual

Item20062007200820092010201120122013201420152016201720182019202020212022202320242025
Revenue$130.58M$143.41M$135.92M$128.48M$125.43M$114.78M$112.74M$115.85M$116.90M$154.41M$182.57M$222.25M$250.66M$279.51M$282.27M$292.95M$330.08M$448.55M$500.41M$518.35M
Revenue growth (YoY)+9.8%-5.2%-5.5%-2.4%-8.5%-1.8%+2.8%+0.9%+32.1%+18.2%+21.7%+12.8%+11.5%+1.0%+3.8%+12.7%+35.9%+11.6%+3.6%
Cost of revenue$45.87M$56.29M$51.08M$49.61M$39.03M$28.21M$18.21M$16.34M$7.60M$11.87M$17.20M$29.73M$52.74M$53.37M$70.38M$11.22M$46.09M$162.50M$207.12M$201.96M
Gross profit$84.72M$87.12M$84.84M$78.88M$86.40M$86.57M$94.47M$99.51M$109.30M$142.54M$165.37M$192.52M$197.93M$226.14M$211.90M$281.74M$283.98M$286.05M$293.29M$316.39M
Gross margin64.9%60.7%62.4%61.4%68.9%75.4%83.8%85.9%93.5%92.3%90.6%86.6%79.0%80.9%75.1%96.2%86.0%63.8%58.6%61.0%
R&D$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
SG&A$28.55M$30.81M$33.18M$40.61M$40.70M$35.16M$38.99M$41.08M$43.81M$59.84M$70.96M$77.53M$82.32M$89.07M$95.80M$106.90M$118.88M$125.01M$128.18M$142.47M
Operating income$34.76M$34.91M$26.37M$11.34M$19.04M$23.66M$26.42M$26.89M$29.68M$37.03M$23.39M$61.81M$60.69M$80.05M$56.90M$114.33M$97.21M$88.69M$95.30M$113.35M
Operating margin26.6%24.3%19.4%8.8%15.2%20.6%23.4%23.2%25.4%24.0%12.8%27.8%24.2%28.6%20.2%39.0%29.5%19.8%19.0%21.9%
EBITDA$37.63M$37.66M$29.26M$13.94M$21.66M$26.86M$27.91M$28.45M$32.93M$40.41M$26.95M$67.28M$66.07M$85.47M$61.90M$117.52M$100.98M$93.33M$102.77M$119.82M
EBITDA margin28.8%26.3%21.5%10.8%17.3%23.4%24.8%24.6%28.2%26.2%14.8%30.3%26.4%30.6%21.9%40.1%30.6%20.8%20.5%23.1%
EBIT$34.76M$34.91M$26.37M$11.34M$19.04M$23.66M$26.42M$26.89M$29.68M$37.03M$23.39M$61.81M$60.69M$80.05M$56.90M$114.33M$97.21M$88.69M$95.30M$113.35M
Interest expense$43.65M$54.13M$42.31M$28.72M$17.47M$10.73M$8.17M$5.12M$4.00M$8.06M$12.38M$19.84M$32.43M$44.86M$29.58M$21.35M$33.90M$151.73M$201.19M$190.29M
Income tax
Effective tax rate0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Net income$25.38M$25.56M$20.59M$10.78M$15.76M$18.88M$20.87M$21.19M$22.23M$27.27M$19.50M$44.09M$50.54M$65.72M$46.92M$91.80M$78.12M$71.10M$75.93M$90.76M
Net income growth (YoY)+0.7%-19.4%-47.6%+46.2%+19.8%+10.5%+1.5%+4.9%+22.7%-28.5%+126.1%+14.6%+30.0%-28.6%+95.7%-14.9%-9.0%+6.8%+19.5%
Profit margin19.4%17.8%15.1%8.4%12.6%16.5%18.5%18.3%19.0%17.7%10.7%19.8%20.2%23.5%16.6%31.3%23.7%15.9%15.2%17.5%