UCB
United Community Banks, Inc.
NYSE: UCB · FINANCIAL SERVICES · BANKS - REGIONAL
$33.33
+0.54% today
Updated 2026-04-30
Market cap
$4.03B
P/E ratio
12.32
P/S ratio
3.84x
EPS (TTM)
$2.73
Dividend yield
2.94%
52W range
$27 – $36
Volume
0.9M
United Community Banks, Inc. (UCB) Financial statements
SEC filings — annual and quarterly data.
Profit margin
32.50%
Operating margin
43.10%
ROE
9.53%
ROA
1.22%
Debt/equity
0.06x
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $493.92M | $68.81M | 54.77% | 21.95% | 13.93% |
| 2007 | $611.69M | $57.99M | 45.72% | 14.65% | 9.48% |
| 2008 | $517.85M | $-63.45M | 20.39% | -19.53% | -12.25% |
| 2009 | $453.79M | $-228.33M | -3.51% | -70.41% | -50.32% |
| 2010 | $389.67M | $-502.34M | 17.09% | -110.94% | -128.92% |
| 2011 | $347.51M | $-226.75M | 8.88% | -66.40% | -65.25% |
| 2012 | $322.09M | $33.86M | 68.83% | 10.84% | 10.51% |
| 2013 | $302.44M | $273.14M | 69.19% | 11.56% | 90.31% |
| 2014 | $303.99M | $67.62M | 88.80% | 35.22% | 22.24% |
| 2015 | $351.06M | $71.58M | 92.93% | 32.76% | 20.39% |
| 2016 | $428.72M | $100.66M | 94.30% | 38.02% | 23.48% |
| 2017 | $463.98M | $67.82M | 91.91% | 37.25% | 14.62% |
| 2018 | $577.72M | $166.11M | 87.74% | 37.38% | 28.75% |
| 2019 | $640.98M | $185.72M | 84.95% | 37.24% | 28.97% |
| 2020 | $695.60M | $164.09M | 80.35% | 30.11% | 23.59% |
| 2021 | $716.27M | $269.80M | 101.09% | 48.55% | 37.67% |
| 2022 | $928.93M | $277.47M | 86.57% | 38.32% | 29.87% |
| 2023 | $1.29B | $187.54M | 60.60% | 18.01% | 14.52% |
| 2024 | $1.48B | $252.40M | 59.38% | 21.82% | 17.05% |
| 2025 | $1.54B | $328.15M | 66.00% | 27.48% | 21.35% |