UCB
United Community Banks, Inc.
NYSE: UCB · FINANCIAL SERVICES · BANKS - REGIONAL
$33.15
-1.46% today
Updated 2026-04-29
Market cap
$4.03B
P/E ratio
12.32
P/S ratio
3.84x
EPS (TTM)
$2.73
Dividend yield
2.94%
52W range
$27 – $36
Volume
0.9M
United Community Banks, Inc. (UCB) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
6 of 8
Last 8 quarters
Avg EPS surprise
+3.5%
Last 4 quarters
Revenue YoY growth
+3.1%
Most recent quarter
EPS YoY growth
+18.6%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-0.3%
Last 3 reports
Positive reaction rate
33%
1 of 3 quarters
Largest single-day move
+4.4%
2026-01-14
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-21 | $0.70 | +0.0% | $34.31 | $32.89 | -4.1% |
| 2026-01-14 | $0.70 | -1.4% | $32.48 | $33.91 | +4.4% |
| 2025-10-22 | $0.75 | +7.1% | $30.22 | $29.86 | -1.2% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $0.70 | $0.70 | +0.0% | $377.71M | +3.1% |
| 2025-12-31 | $0.71 | $0.70 | -1.4% | $403.45M | +6.3% |
| 2025-09-30 | $0.70 | $0.75 | +7.1% | $391.10M | +11.6% |
| 2025-06-30 | $0.61 | $0.66 | +8.2% | $376.17M | -0.7% |
| 2025-03-31 | $0.56 | $0.59 | +5.4% | $366.26M | -1.4% |
| 2024-12-31 | $0.56 | $0.63 | +12.5% | $379.63M | +22.3% |
| 2024-09-30 | $0.58 | $0.57 | -1.7% | $350.52M | +0.2% |
| 2024-06-30 | $0.51 | $0.58 | +13.7% | $378.69M | — |
| 2024-03-31 | $0.50 | $0.52 | +4.0% | $371.57M | — |
| 2023-12-31 | $0.52 | $0.53 | +1.9% | $310.50M | — |
| 2023-09-30 | $0.45 | $0.45 | +0.0% | $349.87M | — |
Frequently asked questions
Has United Community Banks, Inc. beaten earnings estimates?
United Community Banks, Inc. has beaten Wall Street EPS estimates in 6 of its last 8 quarterly reports, with an average EPS surprise of +3.5% over the last 4 quarters.
How does UCB stock react to earnings?
UCB stock has moved an average of -0.3% in the trading day following earnings over its last 3 reports, with positive reactions in 33% of those quarters.
What is United Community Banks, Inc.'s revenue growth rate?
United Community Banks, Inc. reported year-over-year revenue growth of +3.1% in its most recent quarter, with EPS growing +18.6% year-over-year.