Timberland Bancorp Inc
NASDAQ: TSBK · FINANCIAL SERVICES · BANKS - REGIONAL
Updated 2026-06-04
Timberland Bancorp Inc (TSBK) Financial statements
SEC filings — annual and quarterly data.
Balance sheet — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | $577.09M | $644.85M | $681.88M | $701.68M | $742.69M | $738.22M | $736.95M | $745.65M | $745.57M | $815.82M | $891.39M | $952.02M | $1.02B | $1.25B | $1.57B | $1.79B | $1.86B | $1.84B | $1.92B | $2.01B |
| Cash & equivalents | $17.49M | $12.89M | $17.44M | $66.46M | $111.79M | $112.06M | $120.16M | $124.54M | $108.20M | $140.90M | $161.94M | $191.22M | $212.15M | $221.36M | $380.00M | $608.68M | $339.65M | $143.91M | $174.94M | $250.65M |
| Current assets | $20.30M | $16.32M | $20.31M | $69.27M | $117.68M | $116.58M | $123.53M | $130.61M | $112.97M | $144.46M | $165.63M | $194.98M | $216.19M | $247.49M | $442.39M | $675.60M | $385.55M | $191.68M | $254.18M | $289.28M |
| Total liabilities | $497.72M | $570.30M | $607.04M | $614.48M | $657.28M | $652.02M | $646.63M | $655.96M | $662.79M | $726.63M | $794.55M | $841.02M | $893.63M | $1.08B | $1.38B | $1.59B | $1.64B | $1.61B | $1.68B | $1.75B |
| Current liabilities | $461.01M | $468.71M | $499.33M | $519.48M | $582.28M | $595.59M | $602.95M | $610.30M | $617.13M | $680.80M | $763.57M | $839.89M | $892.40M | $1.07B | $1.36B | $1.57B | $1.64B | $1.57B | $1.65B | $1.72B |
| Long-term debt | $33.76M | $54.63M | $100.00M | $75.00M | $55.00M | $45.00M | $45.00M | $45.00M | $45.00M | $45.00M | $30.00M | $0.00 | $0.00 | — | $10.00M | $5.00M | — | $35.00M | $20.00M | $20.00M |
| Shareholder equity | $79.36M | $74.55M | $74.84M | $87.20M | $85.41M | $86.20M | $90.32M | $89.69M | $82.78M | $89.19M | $96.83M | $111.00M | $124.66M | $171.07M | $187.63M | $206.90M | $218.57M | $233.07M | $245.41M | $262.61M |
| Retained earnings | $62.93M | $68.38M | $69.41M | $65.85M | $62.24M | $62.27M | $65.79M | $69.00M | $73.53M | $80.13M | $87.71M | $98.23M | $110.53M | $127.99M | $145.17M | $164.17M | $180.53M | $199.39M | $215.53M | $236.61M |
| Accounts receivable | $2.81M | $3.42M | $2.87M | $2.81M | $2.63M | $2.41M | $2.18M | $1.97M | $1.91M | $2.17M | $2.35M | $2.52M | $2.88M | $3.60M | $4.48M | $3.75M | $4.48M | $6.00M | $6.99M | $7.39M |
| Inventory | $2.46M | $757000.00 | $1.77M | $8.82M | $2.97M | $4.04M | $1.43M | $1.91M | $899000.00 | $8.79M | $4.85M | $3.83M | $2.32M | $1.98M | $1.05M | $316000.00 | $-344.13M | $-150.02M | — | — |
| Goodwill | $5.65M | $5.65M | $5.65M | $5.65M | $5.65M | $5.65M | $5.65M | $5.65M | $5.65M | $5.65M | $5.65M | $5.65M | $5.65M | $15.13M | $15.13M | $15.13M | $15.13M | $15.13M | $15.13M | $15.13M |
Frequently asked questions
What is Timberland Bancorp Inc's revenue?
Timberland Bancorp Inc's trailing twelve-month revenue is $84.60M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.
How profitable is TSBK?
In its most recent fiscal year, TSBK ran a gross margin of 70.10%, an operating margin of 32.79%, and a net margin of 26.39%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.
How much free cash flow does TSBK generate?
TSBK produced $28.42M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.
Is TSBK's balance sheet healthy?
TSBK holds $250.65M in cash and equivalents against $20.00M in long-term debt, on $262.61M of shareholder equity. Cash on hand exceeds long-term debt, so the balance sheet adds little financial risk to the thesis.