WallStSmart
TSBK

Timberland Bancorp Inc

NASDAQ: TSBK · FINANCIAL SERVICES · BANKS - REGIONAL

$40.37
+1.23% today

Updated 2026-05-01

Market cap
$322.78M
P/E ratio
10.63
P/S ratio
3.86x
EPS (TTM)
$3.85
Dividend yield
2.58%
52W range
$29 – $44
Volume
0.0M

Timberland Bancorp Inc (TSBK) Financial statements

SEC filings — annual and quarterly data.

Income statement — annual

Item20062007200820092010201120122013201420152016201720182019202020212022202320242025
Revenue$41.70M$47.91M$47.52M$45.75M$44.47M$39.81M$38.99M$38.13M$36.08M$38.39M$43.15M$48.02M$51.55M$66.75M$69.80M$68.62M$67.33M$87.23M$101.55M$110.49M
Revenue growth (YoY)+14.9%-0.8%-3.7%-2.8%-10.5%-2.0%-2.2%-5.4%+6.4%+12.4%+11.3%+7.4%+29.5%+4.6%-1.7%-1.9%+29.6%+16.4%+8.8%
Cost of revenue$10.81M$16.46M$20.31M$24.24M$21.51M$14.89M$9.44M$6.89M$3.94M$2.37M$4.07M$1.95M$2.78M$4.57M$8.62M$2.99M$2.83M$13.72M$31.84M$33.03M
Gross profit$30.88M$31.44M$27.20M$21.51M$22.96M$24.92M$29.55M$31.24M$32.14M$36.02M$39.08M$46.08M$48.77M$62.18M$61.18M$65.63M$64.50M$73.51M$69.71M$77.46M
Gross margin74.1%65.6%57.3%47.0%51.6%62.6%75.8%81.9%89.1%93.8%90.6%95.9%94.6%93.2%87.6%95.6%95.8%84.3%68.6%70.1%
R&D$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
SG&A$10.74M$10.93M$11.57M$14.43M$15.32M$15.81M$14.97M$14.96M$15.83M$15.99M$16.68M$17.57M$18.43M$22.95M$21.41M$19.16M$21.32M$24.27M$24.56M$24.77M
Operating income$11.99M$11.99M$6.83M$-1.23M$-3.86M$1.39M$6.37M$7.27M$8.65M$12.48M$15.05M$21.24M$22.42M$29.92M$30.31M$34.43M$29.56M$33.99M$30.41M$36.23M
Operating margin28.7%25.0%14.4%-2.7%-8.7%3.5%16.3%19.1%24.0%32.5%34.9%44.2%43.5%44.8%43.4%50.2%43.9%39.0%29.9%32.8%
EBITDA$13.31M$13.31M$8.18M$-91000.00$-2.72M$3.23M$8.26M$9.44M$10.98M$14.68M$16.94M$22.99M$24.20M$32.63M$33.12M$37.46M$32.40M$36.66M$32.98M$38.73M
EBITDA margin31.9%27.8%17.2%-0.2%-6.1%8.1%21.2%24.8%30.4%38.3%39.3%47.9%46.9%48.9%47.5%54.6%48.1%42.0%32.5%35.0%
EBIT$11.99M$11.99M$6.83M$-1.23M$-3.86M$1.39M$6.37M$7.27M$8.65M$12.48M$15.05M$21.24M$22.42M$29.93M$30.31M$34.43M$29.56M$33.99M$30.41M$36.23M
Interest expense$10.81M$15.78M$16.41M$13.50M$10.96M$8.53M$5.95M$4.44M$3.94M$3.89M$4.07M$3.20M$2.78M$4.57M$4.70M$3.10M$2.67M$11.59M$30.66M$32.08M
Income tax
Effective tax rate0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Net income$8.16M$8.16M$4.00M$-242000.00$-2.29M$1.09M$4.59M$4.76M$5.85M$8.29M$10.15M$14.17M$16.72M$24.02M$24.27M$27.58M$23.60M$27.12M$24.28M$29.16M
Net income growth (YoY)+0.1%-50.9%-106.0%-846.7%+147.5%+321.5%+3.6%+23.0%+41.7%+22.5%+39.5%+18.0%+43.7%+1.0%+13.7%-14.4%+14.9%-10.5%+20.1%
Profit margin19.6%17.0%8.4%-0.5%-5.2%2.7%11.8%12.5%16.2%21.6%23.5%29.5%32.4%36.0%34.8%40.2%35.1%31.1%23.9%26.4%