SYF
Synchrony Financial
NYSE: SYF · FINANCIAL SERVICES · CREDIT SERVICES
$76.20
+1.44% today
Updated 2026-04-30
Market cap
$25.31B
P/E ratio
7.78
P/S ratio
2.56x
EPS (TTM)
$9.66
Dividend yield
1.57%
52W range
$52 – $88
Volume
4.0M
Synchrony Financial (SYF) Financial statements
SEC filings — annual and quarterly data.
Profit margin
36.40%
Operating margin
48.00%
ROE
21.80%
ROA
2.96%
Debt/equity
0.91x
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2011 | $8.21B | $1.89B | 61.14% | 36.66% | 23.02% |
| 2012 | $8.81B | $2.12B | 62.42% | 38.32% | 24.05% |
| 2013 | $9.44B | $1.98B | 59.60% | 33.28% | 20.96% |
| 2014 | $10.15B | $2.11B | 62.18% | 33.35% | 20.77% |
| 2015 | $10.88B | $2.21B | 62.44% | 32.45% | 20.35% |
| 2016 | $12.22B | $2.25B | 57.17% | 29.21% | 18.42% |
| 2017 | $13.76B | $1.94B | 51.40% | 24.16% | 14.06% |
| 2018 | $15.15B | $2.79B | 51.07% | 24.05% | 18.41% |
| 2019 | $15.60B | $3.75B | 58.53% | 31.32% | 24.01% |
| 2020 | $12.83B | $1.39B | 45.62% | 14.01% | 10.80% |
| 2021 | $11.22B | $4.22B | 84.34% | 49.03% | 37.61% |
| 2022 | $13.20B | $3.02B | 62.90% | 30.03% | 22.86% |
| 2023 | $17.34B | $2.24B | 44.19% | 16.75% | 12.91% |
| 2024 | $20.76B | $3.50B | 45.24% | 21.93% | 16.86% |
| 2025 | $19.12B | $3.55B | 51.04% | 24.17% | 18.58% |