SYF
Synchrony Financial
NYSE: SYF · FINANCIAL SERVICES · CREDIT SERVICES
$76.20
+1.44% today
Updated 2026-04-30
Market cap
$25.31B
P/E ratio
7.78
P/S ratio
2.56x
EPS (TTM)
$9.66
Dividend yield
1.57%
52W range
$52 – $88
Volume
4.0M
Synchrony Financial (SYF) Financial statements
SEC filings — annual and quarterly data.
Cash flow — annual
| Item | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $5.52B | $5.64B | $5.68B | $5.34B | $6.18B | $6.82B | $8.92B | $9.34B | $8.99B | $7.49B | $7.10B | $6.69B | $8.59B | $9.85B | $9.85B |
| Capital expenditures | $4.68B | $0.00 | $7.27B | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Depreciation | $96.00M | $83.00M | $104.00M | $131.00M | $174.00M | $219.00M | $254.00M | $302.00M | $367.00M | $383.00M | $390.00M | $419.00M | $458.00M | $481.00M | $514.00M |
| Stock-based comp | $2.26B | $2.56B | $3.07B | $2.92B | $2.95B | $3.99B | $5.30B | $5.54B | $4.18B | $5.31B | $726.00M | — | $5.96B | — | — |
| Free cash flow | $838.00M | $5.64B | $-1.59B | $5.34B | $6.18B | $6.82B | $8.92B | $9.34B | $8.99B | $7.49B | $7.10B | $6.69B | $8.59B | $9.85B | $9.85B |
| Investing cash flow | $-1.57B | $-6.45B | $-1.07B | $-10.07B | $-10.80B | $-13.32B | $-9.41B | $-19.04B | $-261.00M | $-498.00M | $-4.81B | $-10.23B | $-14.23B | $-8.90B | $-4.85B |
| Financing cash flow | $-2.98B | $962.00M | $-3.63B | $14.24B | $5.12B | $3.49B | $2.77B | $8.25B | $-6.46B | $-8.03B | $-5.20B | $5.28B | $9.63B | $-611.00M | $-4.74B |
| Dividends paid | — | — | — | $214.00M | $214.00M | $214.00M | $446.00M | $534.00M | $581.00M | $562.00M | $542.00M | $476.00M | $448.00M | $470.00M | $510.00M |
| Share repurchases | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt repayment | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net change in cash | — | — | — | $9.51B | $497.00M | $-3.00B | $2.28B | $-1.44B | $2.27B | $-1.04B | $-2.92B | $1.74B | — | — | — |