WallStSmart
SF

Stifel Financial Corporation

NYSE: SF · FINANCIAL SERVICES · CAPITAL MARKETS

$74.60
-0.98% today

Updated 2026-06-05

Market cap
$11.15B
P/E ratio
14.16
P/S ratio
1.97x
EPS (TTM)
$5.13
Dividend yield
1.76%
52W range
$63 – $89
Volume
1.4M

Stifel Financial Corporation (SF) Stock Valuation Analysis

Fair value estimate, historical valuation range, and quality signals for SF.

WallStSmart Verdict
Attractively
Valued

Fundamentals support the current valuation. Strong combination of growth, quality, and price.

Smart Value Score: 81 / 100
P/E (TTM)
14.2x
vs 5Y median of 15.0x
PEG
0.95
Under 1.0 = undervalued
Margin of Safety
DCF limited for this profile
EV / EBITDA
0.0x

SF historical valuation range

Where current P/E sits in SF's own 5Y range.

NOW
8.6x
5Y Low
11.8x
25th
15.0x
Median
18.0x
75th
21.3x
5Y High
SF is trading cheaper than 63% of the last 5Y.
37th percentile · Below median

SF intrinsic value (DCF)

DCF-based fair value estimate vs current market price.

DCF has limited applicability for SF

Standard discounted cash flow models produce unreliable output for unprofitable or near-breakeven companies. Revenue-based multiples such as P/S and EV/Sales, combined with the historical valuation position above, give a more reliable read for this stock.

Intrinsic value calculated using discounted cash flow (DCF) model based on projected free cash flows, discount rate, and terminal growth assumptions. A positive margin of safety indicates the current price is below estimated fair value, providing a cushion against estimation error.

SF valuation signals

Quick-read green flags, caution flags, and risks based on current metrics.

PEG ratio under 1.0
PEG of 0.95 indicates growth is outpacing the multiple. Traditionally a buy signal for quality compounders.
!
P/E in mid-range
P/E sits at the 37th percentile of the 5Y range. Neither cheap nor rich historically.
!
DCF limited applicability
Company profile produces unstable DCF output. Lean on P/S, EV/Sales, and historical valuation position instead of intrinsic value for this stock.

P/E Ratio — History

Current: 14.16x

P/S Ratio — History

Current: 1.97x

Is SF overvalued in 2026?

Stifel Financial Corporation (SF) currently trades at $74.60 per share with a market capitalization of $11,146,173,000.00. Based on our multi-factor framework, the stock looks attractively valued with a Smart Value Score of 81/100. This score blends growth quality, financial health, and price attractiveness into a single institutional-grade read.

The stock trades at a P/E ratio of 14.2x, below its 5-year median of 15.0x. The PEG ratio of 0.95 suggests earnings growth is outpacing the multiple, a classic sign of undervaluation.

Looking at its own history, SF is currently trading cheaper than 63% of the last 5Y on P/E. This places it in the 37th percentile of its historical range, a reasonable but unremarkable position.

A standard DCF model does not produce reliable output for SF under current conditions. For unprofitable or near-breakeven companies, revenue-based multiples such as EV/Sales and historical P/S percentile are more informative than intrinsic value calculations.

The Piotroski F-Score of 6/9 puts financial quality in a middling range, neither a standout strength nor an obvious red flag.

Bottom line: SF looks attractively valued on our framework, with a Smart Value Score of 81/100. The combination of reasonable price, healthy growth, and quality fundamentals makes it worth serious consideration.

Frequently asked questions

Is SF overvalued?

SF scores 81/100 on our Smart Value Score (Grade A), a strong overall profile. A standard DCF is unreliable here given the profitability profile, so valuation leans on revenue-based measures like EV/Sales and the P/S percentile below.

What is SF's fair value?

A standard DCF is unreliable for SF given its current profitability profile. Revenue-based approaches like EV/Sales or the historical P/S percentile are more informative for this stock.

What P/E ratio does SF trade at?

SF trades at a P/E of 14.2x on trailing twelve-month earnings, against a 5-year median of 15.0x. P/E is what you pay per dollar of profit, and sitting below its own median means the stock is cheaper than usual relative to its earnings.

Is SF a buy based on valuation?

Our Smart Value rating for SF is Strong Buy, from a Smart Value Score of 81/100 that blends growth, quality, and valuation. The rating leans on growth and financial strength, and valuation is usually the weakest leg for a name scoring this high. This is research to inform your decision, not personalized financial advice.

How does SF's valuation compare to its history?

On P/E, SF sits in the 37th percentile of its own 5Y range, below its long-run median relative to where it has traded. A low percentile means today's multiple is near the bottom of its historical band.

What is SF's Smart Value Score?

SF's Smart Value Score is 81/100. It is a proprietary WallStSmart metric blending growth quality, financial health, and valuation into a single 0-100 read, and scores above 75 are rare, signaling strong multi-factor alignment.