Sezzle Inc.
NASDAQ: SEZL · FINANCIAL SERVICES · CREDIT SERVICES
Updated 2026-06-15
Sezzle Inc. (SEZL) Financial statements
SEC filings — annual and quarterly data.
Balance sheet — annual
| Item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Total assets | $1.18M | $12.54M | $64.54M | $174.11M | $223.40M | $172.58M | $212.65M | $298.37M | $400.23M |
| Cash & equivalents | $831896.00 | $6.52M | $34.97M | $84.29M | $76.98M | $68.28M | $67.62M | $73.19M | $64.05M |
| Current assets | $1.08M | $12.16M | $62.99M | $173.00M | $221.29M | $170.13M | $209.04M | $257.62M | $351.86M |
| Total liabilities | $160572.00 | $7.24M | $37.22M | $114.15M | $185.61M | $163.73M | $190.55M | $210.54M | $230.42M |
| Current liabilities | $160572.00 | $2.86M | $15.61M | $68.37M | $107.56M | $99.19M | $187.27M | $105.68M | $89.77M |
| Long-term debt | — | — | $750131.00 | $1.47M | $77.96M | $64.03M | $250000.00 | $103.99M | $139.99M |
| Shareholder equity | $-2.25M | $5.29M | $27.32M | $59.96M | $37.79M | $8.84M | $22.09M | $87.84M | $169.81M |
| Retained earnings | $-2.26M | $-6.02M | $-23.82M | $-51.74M | $-126.84M | $-165.50M | $-157.52M | $-89.77M | $-324000.00 |
| Accounts receivable | $212976.00 | $4.96M | $25.50M | $82.21M | $139.07M | $95.89M | $132.20M | $164.56M | $254.90M |
| Inventory | $1.00 | $1.00 | $1.00 | $1.71M | $2.43M | $4.74M | $2.99M | — | — |
| Goodwill | — | — | — | — | — | — | — | $2.44B | — |
Frequently asked questions
What is Sezzle Inc.'s revenue?
Sezzle Inc.'s trailing twelve-month revenue is $480.91M, and consensus projects about $1.34B by 2030. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.
How profitable is SEZL?
In its most recent fiscal year, SEZL ran a gross margin of 85.35%, an operating margin of 39.26%, and a net margin of 29.57%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.
How much free cash flow does SEZL generate?
SEZL produced $208.36M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.
Is SEZL's balance sheet healthy?
SEZL holds $64.05M in cash and equivalents against $139.99M in long-term debt, on $169.81M of shareholder equity. That debt is best read against the cash flow the business throws off each year.