Renasant Corporation
NYSE: RNST · FINANCIAL SERVICES · BANKS - REGIONAL
Updated 2026-06-05
Renasant Corporation (RNST) Financial statements
SEC filings — annual and quarterly data.
Cash flow — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $34.06M | $43.27M | $62.60M | $49.70M | $100.45M | $153.13M | $177.71M | $153.29M | $124.68M | $252.63M | $163.80M | $207.04M | $82.11M | $163.62M | $82.24M | $142.66M | $574.04M | $148.55M | $129.43M | $271.47M |
| Capital expenditures | $3.26M | $5.13M | $4.28M | $1.11M | $11.76M | $6.33M | $17.59M | $8.05M | $22.18M | $25.16M | $13.56M | $13.05M | $22.36M | $34.97M | $28.27M | $20.52M | $14.84M | $21.63M | $13.64M | $33.72M |
| Depreciation | $6.23M | $6.54M | $6.65M | $8.90M | $9.50M | $4.80M | $7.71M | $9.10M | $8.10M | $9.20M | $3.09M | $4.83M | $3.50M | $8.19M | $34.63M | $47.35M | $42.74M | $35.23M | $32.28M | — |
| Stock-based comp | $1.47M | $1.44M | $1.01M | $626000.00 | $752000.00 | $620000.00 | $1.37M | $2.81M | $3.91M | $4.43M | $3.12M | $5.29M | $7.25M | $10.20M | $10.58M | $10.07M | $11.51M | $13.72M | $13.88M | $17.72M |
| Free cash flow | $30.80M | $38.14M | $58.32M | $48.59M | $88.69M | $146.80M | $160.12M | $145.24M | $102.50M | $227.46M | $150.24M | $194.00M | $59.75M | $128.66M | $53.97M | $122.14M | $559.21M | $126.92M | $115.78M | $237.75M |
| Investing cash flow | $-215.72M | $-353.81M | $-156.22M | $96.59M | $329.82M | $135.54M | $-196.82M | $-57.15M | $-202.80M | $-247.43M | $-351.99M | $69.66M | $-503.29M | $-505.91M | $-1.27B | $-660.00M | $-2.04B | $-55.40M | $-298.04M | — |
| Financing cash flow | $182.75M | $312.13M | $94.22M | $-98.13M | $-286.16M | $-372.32M | $-57.48M | $18.09M | $-6.95M | $44.79M | $282.85M | $-301.47M | $708.83M | $188.11M | $1.40B | $1.76B | $167.64M | $132.21M | $459.30M | — |
| Dividends paid | $9.77M | $12.58M | $14.32M | $14.36M | $15.71M | $17.07M | $17.12M | $19.30M | $21.52M | $24.56M | $29.73M | $34.42M | $43.61M | $50.90M | $50.13M | $50.02M | $49.99M | $50.28M | $53.73M | $78.60M |
| Share repurchases | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt repayment | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net change in cash | — | — | — | — | — | $-83.65M | $-76.60M | $114.23M | $-85.06M | $49.99M | $94.65M | $-24.77M | $287.66M | $-154.18M | $218.27M | $1.24B | $-1.30B | — | — | — |
Frequently asked questions
What is Renasant Corporation's revenue?
Renasant Corporation's trailing twelve-month revenue is $978.30M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.
How profitable is RNST?
In its most recent fiscal year, RNST ran a gross margin of 60.82%, an operating margin of 15.70%, and a net margin of 12.55%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.
How much free cash flow does RNST generate?
RNST produced $237.75M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.
Is RNST's balance sheet healthy?
RNST holds $1.07B in cash and equivalents against $499.76M in long-term debt, on $3.88B of shareholder equity. Cash on hand exceeds long-term debt, so the balance sheet adds little financial risk to the thesis.