RNST
Renasant Corporation
NYSE: RNST · FINANCIAL SERVICES · BANKS - REGIONAL
$39.82
-0.25% today
Updated 2026-04-29
Market cap
$3.70B
P/E ratio
16.87
P/S ratio
4.21x
EPS (TTM)
$2.36
Dividend yield
—
52W range
$32 – $42
Volume
0.7M
Renasant Corporation (RNST) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $200.24M | $250.39M | $255.00M | $228.12M | $215.96M | $226.04M | $228.02M | $252.50M | $306.92M | $371.29M | $466.55M | $506.89M | $605.82M | $695.83M | $731.62M | $695.67M | $691.06M | $909.77M | $1.04B | $1.44B |
| Revenue growth (YoY) | — | +25.0% | +1.8% | -10.5% | -5.3% | +4.7% | +0.9% | +10.7% | +21.6% | +21.0% | +25.7% | +8.6% | +19.5% | +14.9% | +5.1% | -4.9% | -0.7% | +31.6% | +14.1% | +39.1% |
| Cost of revenue | $72.64M | $107.22M | $114.32M | $97.99M | $90.94M | $63.75M | $44.10M | $33.82M | $30.09M | $26.41M | $35.68M | $45.40M | $72.14M | $105.97M | $158.19M | $42.52M | $84.38M | $293.58M | $384.85M | $565.75M |
| Gross profit | $127.60M | $143.17M | $140.68M | $130.13M | $125.02M | $162.29M | $183.92M | $218.67M | $276.82M | $344.88M | $430.88M | $461.49M | $533.68M | $589.86M | $573.44M | $653.15M | $606.68M | $616.19M | $653.18M | $878.39M |
| Gross margin | 63.7% | 57.2% | 55.2% | 57.0% | 57.9% | 71.8% | 80.7% | 86.6% | 90.2% | 92.9% | 92.4% | 91.0% | 88.1% | 84.8% | 78.4% | 93.9% | 87.8% | 67.7% | 62.9% | 60.8% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $49.76M | $54.99M | $67.20M | $65.41M | $69.26M | $77.93M | $93.94M | $112.43M | $132.63M | $166.64M | $198.50M | $208.59M | $241.24M | $279.32M | $302.39M | $280.63M | $261.65M | $281.77M | $283.77M | $368.56M |
| Operating income | $38.59M | $45.17M | $32.71M | $24.38M | $46.69M | $34.67M | $33.47M | $45.75M | $85.89M | $99.76M | $135.78M | $159.87M | $188.65M | $215.69M | $103.49M | $222.83M | $211.31M | $177.19M | $244.97M | $226.73M |
| Operating margin | 19.3% | 18.0% | 12.8% | 10.7% | 21.6% | 15.3% | 14.7% | 18.1% | 28.0% | 26.9% | 29.1% | 31.5% | 31.1% | 31.0% | 14.1% | 32.0% | 30.6% | 19.5% | 23.6% | 15.7% |
| EBITDA | $44.82M | $51.71M | $39.36M | $33.28M | $56.20M | $39.47M | $41.17M | $54.84M | $93.99M | $108.96M | $138.87M | $164.70M | $192.14M | $223.87M | $138.12M | $270.18M | $254.05M | $212.42M | $277.25M | $242.94M |
| EBITDA margin | 22.4% | 20.7% | 15.4% | 14.6% | 26.0% | 17.5% | 18.1% | 21.7% | 30.6% | 29.3% | 29.8% | 32.5% | 31.7% | 32.2% | 18.9% | 38.8% | 36.8% | 23.3% | 26.7% | 16.8% |
| EBIT | $38.59M | $45.17M | $32.71M | $24.38M | $46.69M | $34.67M | $33.47M | $45.75M | $85.89M | $99.76M | $135.78M | $159.87M | $188.65M | $215.69M | $103.49M | $222.83M | $211.31M | $177.19M | $244.97M | $226.73M |
| Interest expense | $70.23M | $102.38M | $91.52M | $71.10M | $60.28M | $41.40M | $25.98M | $23.40M | $23.78M | $21.66M | $28.15M | $37.85M | $65.33M | $98.92M | $71.33M | $44.68M | $60.51M | $277.99M | $375.58M | $458.29M |
| Income tax | $11.47M | $14.07M | $8.66M | $5.86M | $15.02M | $9.04M | $6.83M | $12.26M | $26.30M | $31.75M | $44.85M | $67.68M | $41.73M | $48.09M | $19.84M | $46.94M | $45.24M | $32.51M | $49.51M | $45.46M |
| Effective tax rate | 29.7% | 31.1% | 26.5% | 24.0% | 32.2% | 26.1% | 20.4% | 26.8% | 30.6% | 31.8% | 33.0% | 42.3% | 22.1% | 22.3% | 19.2% | 21.1% | 21.4% | 18.3% | 20.2% | 20.1% |
| Net income | $27.13M | $31.10M | $24.05M | $18.52M | $31.68M | $25.63M | $26.64M | $33.49M | $59.58M | $68.01M | $90.93M | $92.19M | $146.92M | $167.60M | $83.65M | $175.89M | $166.07M | $144.68M | $195.46M | $181.27M |
| Net income growth (YoY) | — | +14.7% | -22.7% | -23.0% | +71.0% | -19.1% | +3.9% | +25.7% | +77.9% | +14.2% | +33.7% | +1.4% | +59.4% | +14.1% | -50.1% | +110.3% | -5.6% | -12.9% | +35.1% | -7.3% |
| Profit margin | 13.5% | 12.4% | 9.4% | 8.1% | 14.7% | 11.3% | 11.7% | 13.3% | 19.4% | 18.3% | 19.5% | 18.2% | 24.3% | 24.1% | 11.4% | 25.3% | 24.0% | 15.9% | 18.8% | 12.6% |