WallStSmart
QFIN

360 Finance Inc

NASDAQ: QFIN · FINANCIAL SERVICES · CREDIT SERVICES

$13.08
+3.65% today

Updated 2026-04-30

Market cap
$1.54B
P/E ratio
1.96
P/S ratio
0.08x
EPS (TTM)
$6.45
Dividend yield
12.20%
52W range
$12 – $43
Volume
1.6M

360 Finance Inc (QFIN) Financial statements

SEC filings — annual and quarterly data.

Profit margin
31.20%
Operating margin
29.40%
ROE
24.70%
ROA
9.93%
Debt/equity
0.26x

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2016$3.98M$-49.72M-694.81%-1,727.56%-1,249.46%
2017$654.33M$164.87M90.17%32.56%25.20%
2018$3.72B$1.19B93.19%44.56%32.04%
2019$7.17B$2.50B87.10%41.37%34.88%
2020$13.56B$3.50B76.36%27.94%25.78%
2021$16.64B$5.78B77.16%40.79%34.76%
2022$16.55B$4.02B70.66%27.02%24.31%
2023$16.29B$4.29B64.13%29.82%26.31%
2024$17.17B$6.26B61.77%43.86%36.49%
2025$18.68B$5.80B81.51%33.86%31.04%