QFIN
360 Finance Inc
NASDAQ: QFIN · FINANCIAL SERVICES · CREDIT SERVICES
$12.62
-2.70% today
Updated 2026-04-29
Market cap
$1.54B
P/E ratio
1.96
P/S ratio
0.08x
EPS (TTM)
$6.45
Dividend yield
12.20%
52W range
$12 – $43
Volume
1.6M
360 Finance Inc (QFIN) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
6 of 8
Last 8 quarters
Avg EPS surprise
-6.9%
Last 4 quarters
Revenue YoY growth
-10.0%
Most recent quarter
EPS YoY growth
-42.8%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-9.6%
Last 3 reports
Positive reaction rate
0%
0 of 3 quarters
Largest single-day move
-13.4%
2025-11-18
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-03-17 | $7.82 | -14.7% | $13.93 | $13.21 | -5.2% |
| 2025-11-18 | $10.80 | -14.0% | $22.21 | $19.23 | -13.4% |
| 2025-08-15 | $12.76 | +0.2% | $33.30 | $29.90 | -10.2% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2025-12-31 | $9.17 | $7.82 | -14.7% | $4.04B | -10.0% |
| 2025-09-30 | $12.56 | $10.80 | -14.0% | $5.21B | +19.1% |
| 2025-06-30 | $12.74 | $12.76 | +0.2% | $4.33B | +4.1% |
| 2025-03-31 | $12.48 | $12.62 | +1.2% | $4.06B | -2.3% |
| 2024-12-31 | $7.77 | $13.66 | +75.8% | $4.48B | +15.2% |
| 2024-09-30 | $1.41 | $12.18 | +763.8% | $4.37B | +2.1% |
| 2024-06-30 | $7.17 | $9.16 | +27.8% | $4.16B | +26.6% |
| 2024-03-31 | $7.16 | $7.58 | +5.9% | $4.15B | — |
| 2023-12-31 | $7.04 | $7.15 | +1.6% | $3.89B | — |
| 2023-09-30 | $6.46 | $7.20 | +11.5% | $4.28B | — |
| 2023-06-30 | $6.91 | $6.95 | +0.6% | $3.29B | — |
Frequently asked questions
Has 360 Finance Inc beaten earnings estimates?
360 Finance Inc has beaten Wall Street EPS estimates in 6 of its last 8 quarterly reports, with an average EPS surprise of -6.9% over the last 4 quarters.
How does QFIN stock react to earnings?
QFIN stock has moved an average of -9.6% in the trading day following earnings over its last 3 reports, with positive reactions in 0% of those quarters.
What is 360 Finance Inc's revenue growth rate?
360 Finance Inc reported year-over-year revenue growth of -10.0% in its most recent quarter, with EPS growing -42.8% year-over-year.