WallStSmart
PROV

Provident Financial Holdings Inc

NASDAQ: PROV · FINANCIAL SERVICES · BANKS - REGIONAL

$17.16
-0.23% today

Updated 2026-04-30

Market cap
$109.27M
P/E ratio
17.31
P/S ratio
2.68x
EPS (TTM)
$0.99
Dividend yield
3.29%
52W range
$14 – $17
Volume
0.0M

Provident Financial Holdings Inc (PROV) Financial statements

SEC filings — annual and quarterly data.

Profit margin
16.20%
Operating margin
24.40%
ROE
5.15%
ROA
0.53%
Debt/equity

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$112.84M$20.54M61.27%32.10%18.20%
2007$118.53M$11.29M45.78%17.22%9.52%
2008$100.96M$860000.0033.22%3.20%0.85%
2009$106.13M$-7.44M14.42%-13.83%-7.01%
2010$92.42M$1.11M43.27%2.01%1.21%
2011$93.96M$13.22M71.90%24.77%14.07%
2012$94.58M$10.81M78.35%19.81%11.43%
2013$119.36M$25.80M92.20%35.78%21.61%
2014$69.73M$6.61M94.33%16.65%9.47%
2015$80.08M$9.80M93.71%21.33%12.24%
2016$76.36M$7.47M93.11%16.82%9.79%
2017$73.24M$5.21M92.30%12.04%7.11%
2018$64.61M$2.13M90.91%8.55%3.30%
2019$56.89M$4.42M89.92%10.41%7.76%
2020$46.98M$7.69M84.73%23.21%16.37%
2021$39.77M$7.56M90.31%25.61%19.01%
2022$39.45M$9.09M98.29%32.60%23.05%
2023$41.06M$8.59M100.00%30.24%20.93%
2024$58.67M$7.35M66.35%17.70%12.53%
2025$60.16M$6.25M65.94%14.75%10.40%