WallStSmart
PGC

Peapack-Gladstone Financial

NASDAQ: PGC · FINANCIAL SERVICES · BANKS - REGIONAL

$42.03
+4.20% today

Updated 2026-06-04

Market cap
$800.34M
P/E ratio
18.29
P/S ratio
2.92x
EPS (TTM)
$2.47
Dividend yield
0.45%
52W range
$24 – $46
Volume
0.1M

Peapack-Gladstone Financial (PGC) Financial statements

SEC filings — annual and quarterly data.

Profit margin
8.46%
Operating margin
11.85%
ROE
6.64%
ROA
0.59%
Debt/equity

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$77.53M$10.23M55.04%17.71%13.19%
2007$86.39M$11.86M56.90%19.76%13.73%
2008$86.78M$-22.06M67.74%-39.92%-25.42%
2009$79.81M$7.13M65.72%12.76%8.93%
2010$73.75M$7.66M71.48%14.77%10.39%
2011$70.36M$12.17M79.55%19.87%17.29%
2012$75.79M$9.70M82.90%21.25%12.79%
2013$74.94M$9.26M89.72%19.70%12.36%
2014$94.09M$14.89M86.65%25.81%15.83%
2015$120.46M$19.97M81.91%26.68%16.58%
2016$143.94M$26.48M80.47%29.69%18.39%
2017$173.35M$36.50M80.71%31.33%21.05%
2018$203.65M$44.17M76.39%28.34%21.69%
2019$235.37M$47.43M72.64%28.09%20.15%
2020$227.51M$26.19M67.05%14.07%11.51%
2021$228.78M$56.62M87.55%33.95%24.75%
2022$274.72M$74.25M84.66%37.25%27.03%
2023$229.67M$48.85M47.64%-16.93%21.27%
2024$402.91M$32.99M53.76%11.16%8.19%
2025$441.36M$37.33M58.05%11.85%8.46%

Frequently asked questions

What is Peapack-Gladstone Financial's revenue?

Peapack-Gladstone Financial's trailing twelve-month revenue is $273.87M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is PGC?

In its most recent fiscal year, PGC ran a gross margin of 58.05%, an operating margin of 11.85%, and a net margin of 8.46%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does PGC generate?

PGC produced $28.58M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.