PGC
Peapack-Gladstone Financial
NASDAQ: PGC · FINANCIAL SERVICES · BANKS - REGIONAL
$41.75
+0.36% today
Updated 2026-04-30
Market cap
$758.27M
P/E ratio
17.34
P/S ratio
2.77x
EPS (TTM)
$2.47
Dividend yield
0.48%
52W range
$24 – $43
Volume
0.1M
Peapack-Gladstone Financial (PGC) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $77.53M | $86.39M | $86.78M | $79.81M | $73.75M | $70.36M | $75.79M | $74.94M | $94.09M | $120.46M | $143.94M | $173.35M | $203.65M | $235.37M | $227.51M | $228.78M | $274.72M | $229.67M | $402.91M | $441.36M |
| Revenue growth (YoY) | — | +11.4% | +0.4% | -8.0% | -7.6% | -4.6% | +7.7% | -1.1% | +25.6% | +28.0% | +19.5% | +20.4% | +17.5% | +15.6% | -3.3% | +0.6% | +20.1% | -16.4% | +75.4% | +9.5% |
| Cost of revenue | $34.86M | $37.23M | $28.00M | $27.36M | $21.03M | $14.39M | $12.96M | $7.70M | $12.56M | $21.79M | $28.11M | $33.44M | $48.07M | $64.40M | $74.97M | $28.48M | $42.15M | $120.26M | $186.29M | $185.13M |
| Gross profit | $42.68M | $49.16M | $58.78M | $52.45M | $52.71M | $55.97M | $62.82M | $67.23M | $81.53M | $98.67M | $115.82M | $139.92M | $155.57M | $170.97M | $152.54M | $200.30M | $232.57M | $109.41M | $216.61M | $256.23M |
| Gross margin | 55.0% | 56.9% | 67.7% | 65.7% | 71.5% | 79.6% | 82.9% | 89.7% | 86.7% | 81.9% | 80.5% | 80.7% | 76.4% | 72.6% | 67.0% | 87.6% | 84.7% | 47.6% | 53.8% | 58.1% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $15.70M | $18.64M | $22.61M | $26.77M | $25.66M | $24.76M | $28.80M | $33.37M | $37.62M | $42.43M | $49.76M | $56.32M | $65.25M | $70.41M | $79.49M | $83.94M | $91.42M | $104.71M | $125.83M | $132.08M |
| Operating income | $13.73M | $17.07M | $-34.65M | $10.18M | $10.89M | $13.98M | $16.10M | $14.76M | $24.29M | $32.14M | $42.74M | $54.31M | $57.72M | $66.12M | $32.00M | $77.66M | $102.34M | $-38.89M | $44.95M | $52.31M |
| Operating margin | 17.7% | 19.8% | -39.9% | 12.8% | 14.8% | 19.9% | 21.2% | 19.7% | 25.8% | 26.7% | 29.7% | 31.3% | 28.3% | 28.1% | 14.1% | 33.9% | 37.3% | -16.9% | 11.2% | 11.9% |
| EBITDA | $16.30M | $19.33M | $-32.37M | $12.61M | $14.04M | $16.85M | $19.05M | $18.30M | $27.28M | $36.14M | $45.96M | $57.90M | $62.03M | $70.29M | $36.42M | $82.45M | $107.39M | $-38.89M | $49.58M | $63.26M |
| EBITDA margin | 21.0% | 22.4% | -37.3% | 15.8% | 19.0% | 24.0% | 25.1% | 24.4% | 29.0% | 30.0% | 31.9% | 33.4% | 30.5% | 29.9% | 16.0% | 36.0% | 39.1% | -16.9% | 12.3% | 14.3% |
| EBIT | $13.73M | $17.07M | $-34.65M | $10.18M | $10.89M | $13.98M | $16.10M | $14.76M | $24.29M | $32.14M | $42.74M | $54.31M | $57.72M | $66.12M | $32.00M | $77.66M | $102.34M | $-38.89M | $44.95M | $52.31M |
| Interest expense | $34.44M | $36.48M | $25.60M | $17.66M | $11.03M | $7.14M | $4.69M | $4.28M | $7.68M | $14.69M | $20.61M | $27.59M | $44.52M | $60.40M | $38.15M | $22.01M | $35.80M | $147.92M | $178.79M | $161.62M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $10.23M | $11.86M | $-22.06M | $7.13M | $7.66M | $12.17M | $9.70M | $9.26M | $14.89M | $19.97M | $26.48M | $36.50M | $44.17M | $47.43M | $26.19M | $56.62M | $74.25M | $48.85M | $32.99M | $37.33M |
| Net income growth (YoY) | — | +16.0% | -286.0% | +132.3% | +7.5% | +58.8% | -20.3% | -4.5% | +60.8% | +34.1% | +32.6% | +37.8% | +21.0% | +7.4% | -44.8% | +116.2% | +31.1% | -34.2% | -32.5% | +13.2% |
| Profit margin | 13.2% | 13.7% | -25.4% | 8.9% | 10.4% | 17.3% | 12.8% | 12.4% | 15.8% | 16.6% | 18.4% | 21.1% | 21.7% | 20.2% | 11.5% | 24.7% | 27.0% | 21.3% | 8.2% | 8.5% |