PBFS
Pioneer Bancorp Inc
NASDAQ: PBFS · FINANCIAL SERVICES · BANKS - REGIONAL
$14.23
+1.28% today
Updated 2026-04-30
Market cap
$348.40M
P/E ratio
17.19
P/S ratio
3.76x
EPS (TTM)
$0.83
Dividend yield
—
52W range
$11 – $15
Volume
0.0M
Pioneer Bancorp Inc (PBFS) Financial statements
SEC filings — annual and quarterly data.
Profit margin
21.90%
Operating margin
30.90%
ROE
6.46%
ROA
0.98%
Debt/equity
—
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2017 | $48.52M | $5.63M | 90.09% | 17.20% | 11.61% |
| 2018 | $59.29M | $11.50M | 91.30% | 30.04% | 19.39% |
| 2019 | $68.57M | $7.31M | 67.00% | 11.73% | 10.66% |
| 2020 | $69.20M | $5.20M | 83.35% | 8.66% | 7.51% |
| 2021 | $59.68M | $1.08M | 89.68% | 4.46% | 1.80% |
| 2022 | $57.92M | $10.28M | 98.42% | 23.03% | 17.75% |
| 2023 | $79.69M | $21.95M | 89.14% | 34.95% | 27.54% |
| 2024 | $98.70M | $15.26M | 75.17% | 19.67% | 15.46% |
| 2025 | $88.12M | $19.20M | 100.00% | 37.29% | 21.79% |