OSBC
Old Second Bancorp Inc
NASDAQ: OSBC · FINANCIAL SERVICES · BANKS - REGIONAL
$20.61
+0.49% today
Updated 2026-04-30
Market cap
$1.07B
P/E ratio
12.20
P/S ratio
3.30x
EPS (TTM)
$1.67
Dividend yield
1.30%
52W range
$15 – $22
Volume
0.4M
Old Second Bancorp Inc (OSBC) Financial statements
SEC filings — annual and quarterly data.
Profit margin
26.50%
Operating margin
42.50%
ROE
10.80%
ROA
1.37%
Debt/equity
0.38x
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $170.74M | $23.66M | 57.79% | 19.64% | 13.86% |
| 2007 | $187.60M | $23.97M | 52.91% | 17.48% | 12.78% |
| 2008 | $193.19M | $11.82M | 48.90% | 7.32% | 6.12% |
| 2009 | $175.70M | $-65.59M | 19.05% | -63.27% | -37.33% |
| 2010 | $151.59M | $-108.65M | 22.33% | -44.05% | -71.67% |
| 2011 | $120.01M | $-6.50M | 74.70% | -5.41% | -5.41% |
| 2012 | $110.75M | $-72000.00 | 80.12% | -0.07% | -0.07% |
| 2013 | $98.78M | $82.08M | 94.70% | 11.99% | 83.10% |
| 2014 | $95.75M | $10.14M | 91.97% | 16.60% | 10.59% |
| 2015 | $97.06M | $15.38M | 95.18% | 25.10% | 15.85% |
| 2016 | $100.50M | $15.68M | 89.37% | 24.38% | 15.61% |
| 2017 | $116.54M | $15.14M | 87.62% | 29.43% | 12.99% |
| 2018 | $136.99M | $34.01M | 86.93% | 32.07% | 24.83% |
| 2019 | $149.44M | $39.45M | 86.33% | 34.70% | 26.40% |
| 2020 | $139.51M | $27.82M | 83.60% | 26.81% | 19.95% |
| 2021 | $141.89M | $20.04M | 91.00% | 19.64% | 14.13% |
| 2022 | $255.24M | $67.41M | 93.39% | 35.87% | 26.41% |
| 2023 | $321.03M | $91.73M | 82.39% | 38.75% | 28.57% |
| 2024 | $336.17M | $85.26M | 79.47% | 33.60% | 25.36% |
| 2025 | $396.97M | $80.31M | 78.14% | 27.90% | 20.23% |