OSBC
Old Second Bancorp Inc
NASDAQ: OSBC · FINANCIAL SERVICES · BANKS - REGIONAL
$20.61
+0.49% today
Updated 2026-04-30
Market cap
$1.07B
P/E ratio
12.20
P/S ratio
3.30x
EPS (TTM)
$1.67
Dividend yield
1.30%
52W range
$15 – $22
Volume
0.4M
Old Second Bancorp Inc (OSBC) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
6 of 8
Last 8 quarters
Avg EPS surprise
+5.4%
Last 4 quarters
Revenue YoY growth
+34.9%
Most recent quarter
EPS YoY growth
+8.9%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-1.3%
Last 3 reports
Positive reaction rate
33%
1 of 3 quarters
Largest single-day move
-7.1%
2026-04-22
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-22 | $0.49 | -2.4% | $21.37 | $19.85 | -7.1% |
| 2026-01-21 | $0.58 | +16.0% | $20.37 | $21.26 | +4.4% |
| 2025-10-22 | $0.53 | +3.9% | $18.08 | $17.86 | -1.2% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $0.50 | $0.49 | -2.4% | $111.16M | +34.9% |
| 2025-12-31 | $0.50 | $0.58 | +16.0% | $114.46M | +34.0% |
| 2025-09-30 | $0.51 | $0.53 | +3.9% | $115.48M | +35.5% |
| 2025-06-30 | $0.48 | $0.50 | +4.2% | $84.65M | +2.0% |
| 2025-03-31 | $0.45 | $0.45 | +0.0% | $82.39M | -0.2% |
| 2024-12-31 | $0.49 | $0.44 | -10.2% | $85.39M | +5.3% |
| 2024-09-30 | $0.47 | $0.51 | +8.5% | $85.19M | +2.9% |
| 2024-06-30 | $0.47 | $0.48 | +2.1% | $83.03M | +2.6% |
| 2024-03-31 | $0.47 | $0.47 | +0.0% | $82.55M | — |
| 2023-12-31 | $0.54 | $0.40 | -25.9% | $81.09M | — |
| 2023-09-30 | $0.53 | $0.54 | +1.9% | $82.76M | — |
| 2023-06-30 | $0.53 | $0.56 | +5.7% | $80.89M | — |
Frequently asked questions
Has Old Second Bancorp Inc beaten earnings estimates?
Old Second Bancorp Inc has beaten Wall Street EPS estimates in 6 of its last 8 quarterly reports, with an average EPS surprise of +5.4% over the last 4 quarters.
How does OSBC stock react to earnings?
OSBC stock has moved an average of -1.3% in the trading day following earnings over its last 3 reports, with positive reactions in 33% of those quarters.
What is Old Second Bancorp Inc's revenue growth rate?
Old Second Bancorp Inc reported year-over-year revenue growth of +34.9% in its most recent quarter, with EPS growing +8.9% year-over-year.