WallStSmart
ORI

Old Republic International Corp

NYSE: ORI · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY

$39.22
+2.61% today

Updated 2026-06-05

Market cap
$9.39B
P/E ratio
9.50
P/S ratio
1.00x
EPS (TTM)
$4.06
Dividend yield
3.10%
52W range
$33 – $44
Volume
1.4M

Old Republic International Corp (ORI) Financial statements

SEC filings — annual and quarterly data.

Profit margin
10.30%
Operating margin
13.02%
ROE
17.27%
ROA
2.95%
Debt/equity
0.27x

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$3.79B$464.80M100.00%18.18%12.25%
2007$4.09B$272.40M100.00%9.43%6.66%
2008$3.24B$-558.30M100.00%-25.22%-17.24%
2009$3.80B$-99.10M100.00%-6.55%-2.61%
2010$4.10B$30.10M100.00%1.45%0.73%
2011$4.65B$-140.50M100.00%-3.73%-3.02%
2012$4.97B$-68.60M100.00%-1.86%-1.38%
2013$5.44B$447.80M100.00%12.76%8.23%
2014$5.53B$409.70M100.00%11.48%7.41%
2015$5.77B$422.10M100.00%11.68%7.32%
2016$5.90B$466.90M100.00%12.48%7.91%
2017$6.26B$560.50M100.00%12.59%8.95%
2018$6.02B$370.50M100.00%7.97%6.15%
2019$7.21B$1.06B100.00%16.49%14.64%
2020$7.17B$558.60M100.00%7.77%7.80%
2021$9.34B$1.53B100.00%19.02%16.42%
2022$8.08B$686.40M69.97%10.60%8.49%
2023$7.26B$598.60M100.00%8.25%8.25%
2024$8.23B$852.70M63.26%12.99%10.36%
2025$9.09B$936.10M50.35%13.02%10.30%

Frequently asked questions

What is Old Republic International Corp's revenue?

Old Republic International Corp's trailing twelve-month revenue is $9.42B. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is ORI?

In its most recent fiscal year, ORI ran a gross margin of 50.35%, an operating margin of 13.02%, and a net margin of 10.30%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does ORI generate?

ORI produced $1.16B in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is ORI's balance sheet healthy?

ORI holds $263.20M in cash and equivalents against $1.59B in long-term debt, on $5.91B of shareholder equity. That debt is best read against the cash flow the business throws off each year.