WallStSmart
NAVI

Navient Corp

NASDAQ: NAVI · FINANCIAL SERVICES · CREDIT SERVICES

$9.24
-2.84% today

Updated 2026-04-30

Market cap
$893.84M
P/E ratio
P/S ratio
2.72x
EPS (TTM)
$-0.62
Dividend yield
52W range
$8 – $15
Volume
1.0M

Navient Corp (NAVI) Financial statements

SEC filings — annual and quarterly data.

Profit margin
-18.50%
Operating margin
28.80%
ROE
-2.46%
ROA
-0.12%
Debt/equity

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$8.75B$1.16B86.25%85.46%13.22%
2007$9.17B88.61%87.88%
2008$7.69B79.33%79.33%
2009$5.61B$324.14M68.70%68.70%5.78%
2010$6.46B$530.38M65.06%65.06%8.21%
2011$5.72B$633.00M74.96%74.96%11.07%
2012$3.31B$939.00M100.00%120.90%28.39%
2013$6.22B$1.42B50.99%33.55%22.79%
2014$5.64B$1.14B51.92%32.25%20.17%
2015$5.18B$984.00M48.71%30.53%19.01%
2016$4.96B$681.00M42.18%22.32%13.72%
2017$5.18B$292.00M34.45%14.74%5.63%
2018$5.59B$395.00M27.78%9.44%7.06%
2019$5.48B$597.00M31.69%13.91%10.89%
2020$3.73B$412.00M41.06%14.25%11.03%
2021$2.21B$717.00M45.41%42.33%32.43%
2022$1.74B$645.00M100.00%168.62%37.13%
2023$4.84B$228.00M23.90%6.47%4.71%
2024$4.23B$131.00M20.03%4.11%3.09%
2025$3.23B$-80.00M86.96%77.14%-2.48%