Kearny Financial Corp
NASDAQ: KRNY · FINANCIAL SERVICES · BANKS - REGIONAL
Updated 2026-09-11
Kearny Financial Corp (KRNY) Financial statements
SEC filings — annual and quarterly data.
Margin trends — annual
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2007 | $98.05M | $1.93M | 47.95% | 2.20% | 1.97% |
| 2008 | $99.42M | $5.90M | 49.08% | 7.90% | 5.94% |
| 2009 | $99.43M | $6.39M | 55.23% | 11.05% | 6.43% |
| 2010 | $96.01M | $6.81M | 59.45% | 12.26% | 7.09% |
| 2011 | $105.22M | $7.85M | 64.98% | 11.53% | 7.46% |
| 2012 | $100.69M | $5.08M | 66.12% | 7.80% | 5.04% |
| 2013 | $104.65M | $6.51M | 74.71% | 8.37% | 6.22% |
| 2014 | $103.94M | $10.19M | 75.58% | 13.86% | 9.80% |
| 2015 | $113.98M | $5.63M | 72.33% | 3.83% | 4.94% |
| 2016 | $137.62M | $15.82M | 69.05% | 16.43% | 11.50% |
| 2017 | $150.44M | $18.60M | 72.15% | 18.23% | 12.37% |
| 2018 | $184.69M | $19.60M | 71.39% | 18.41% | 10.61% |
| 2019 | $250.89M | $42.14M | 65.89% | 22.35% | 16.80% |
| 2020 | $252.93M | $44.97M | 65.19% | 22.64% | 17.78% |
| 2021 | $256.06M | $63.23M | 80.97% | 33.00% | 24.69% |
| 2022 | $240.21M | $67.55M | 90.78% | 38.44% | 28.12% |
| 2023 | $178.62M | $40.81M | 100.00% | 29.32% | 22.85% |
| 2024 | $326.88M | $-86.67M | 41.11% | -24.71% | -26.51% |
| 2025 | $343.53M | $26.07M | 44.14% | 9.02% | 7.59% |
| 2026 | $347.14M | $36.26M | 50.82% | 13.66% | 10.45% |
Frequently asked questions
What is Kearny Financial Corp's revenue?
Kearny Financial Corp's trailing twelve-month revenue is $176.41M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.
How profitable is KRNY?
In its most recent fiscal year, KRNY ran a gross margin of 50.82%, an operating margin of 13.66%, and a net margin of 10.45%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.
How much free cash flow does KRNY generate?
KRNY produced $34.43M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.
Is KRNY's balance sheet healthy?
KRNY holds $114.82M in cash and equivalents against $950.00M in long-term debt, on $766.67M of shareholder equity. That debt is best read against the cash flow the business throws off each year.