KRNY
Kearny Financial Corp
NASDAQ: KRNY · FINANCIAL SERVICES · BANKS - REGIONAL
$8.04
-0.37% today
Updated 2026-04-30
Market cap
$511.87M
P/E ratio
15.65
P/S ratio
3.01x
EPS (TTM)
$0.52
Dividend yield
5.65%
52W range
$5 – $8
Volume
0.3M
Kearny Financial Corp (KRNY) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $92.65M | $98.05M | $99.42M | $99.43M | $96.01M | $105.22M | $100.69M | $104.65M | $103.94M | $113.98M | $137.62M | $150.44M | $184.69M | $250.89M | $252.93M | $256.06M | $240.21M | $178.62M | $326.88M | $343.53M |
| Revenue growth (YoY) | — | +5.8% | +1.4% | +0.0% | -3.4% | +9.6% | -4.3% | +3.9% | -0.7% | +9.7% | +20.7% | +9.3% | +22.8% | +35.8% | +0.8% | +1.2% | -6.2% | -25.6% | +83.0% | +5.1% |
| Cost of revenue | $38.72M | $51.04M | $50.62M | $44.52M | $38.94M | $36.84M | $34.12M | $26.46M | $25.38M | $31.54M | $42.59M | $41.90M | $52.84M | $85.58M | $88.05M | $48.73M | $22.15M | $120.34M | $192.50M | $191.90M |
| Gross profit | $53.93M | $47.01M | $48.79M | $54.91M | $57.08M | $68.38M | $66.58M | $78.18M | $78.56M | $82.44M | $95.02M | $108.54M | $131.85M | $165.31M | $164.88M | $207.33M | $218.06M | $178.62M | $134.38M | $151.63M |
| Gross margin | 58.2% | 47.9% | 49.1% | 55.2% | 59.4% | 65.0% | 66.1% | 74.7% | 75.6% | 72.3% | 69.0% | 72.1% | 71.4% | 65.9% | 65.2% | 81.0% | 90.8% | 100.0% | 41.1% | 44.1% |
| R&D | — | — | — | — | — | — | — | $0.00 | $0.00 | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | $25.14M | $27.55M | $24.68M | $29.51M | $30.46M | $34.56M | $36.45M | $38.27M | $38.75M | $42.48M | $45.63M | $50.94M | $58.07M | $67.85M | $65.38M | $73.73M | $80.85M | $82.09M | $76.71M | $78.14M |
| Operating income | $11.88M | $2.15M | $7.86M | $10.99M | $11.78M | $12.14M | $7.85M | $8.76M | $14.40M | $4.36M | $22.61M | $27.42M | $34.00M | $56.07M | $57.25M | $84.50M | $92.35M | $52.38M | $-80.78M | $31.00M |
| Operating margin | 12.8% | 2.2% | 7.9% | 11.1% | 12.3% | 11.5% | 7.8% | 8.4% | 13.9% | 3.8% | 16.4% | 18.2% | 18.4% | 22.3% | 22.6% | 33.0% | 38.4% | 29.3% | -24.7% | 9.0% |
| EBITDA | $15.45M | $5.67M | $11.02M | $12.79M | $13.54M | $14.45M | $10.67M | $11.50M | $17.17M | $7.50M | $25.76M | $30.40M | $37.59M | $61.53M | $63.06M | $91.34M | $99.00M | $58.67M | $-75.52M | $35.88M |
| EBITDA margin | 16.7% | 5.8% | 11.1% | 12.9% | 14.1% | 13.7% | 10.6% | 11.0% | 16.5% | 6.6% | 18.7% | 20.2% | 20.4% | 24.5% | 24.9% | 35.7% | 41.2% | 32.8% | -23.1% | 10.4% |
| EBIT | $11.88M | $2.15M | $7.86M | $10.99M | $11.78M | $12.14M | $7.85M | $8.76M | $14.40M | $4.36M | $22.61M | $27.42M | $34.00M | $56.07M | $57.25M | $84.50M | $92.35M | $52.38M | $-80.78M | $31.00M |
| Interest expense | $38.65M | $50.47M | $50.53M | $44.20M | $36.32M | $32.22M | $28.37M | $22.00M | $22.00M | $25.43M | $31.90M | $36.52M | $50.14M | $82.02M | $83.85M | $49.85M | $29.67M | $117.86M | $186.27M | $189.53M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $9.61M | $1.93M | $5.90M | $6.39M | $6.81M | $7.85M | $5.08M | $6.51M | $10.19M | $5.63M | $15.82M | $18.60M | $19.60M | $42.14M | $44.97M | $63.23M | $67.55M | $40.81M | $-86.67M | $26.07M |
| Net income growth (YoY) | — | -79.9% | +205.3% | +8.2% | +6.6% | +15.3% | -35.3% | +28.1% | +56.6% | -44.7% | +181.1% | +17.6% | +5.3% | +115.1% | +6.7% | +40.6% | +6.8% | -39.6% | -312.4% | +130.1% |
| Profit margin | 10.4% | 2.0% | 5.9% | 6.4% | 7.1% | 7.5% | 5.0% | 6.2% | 9.8% | 4.9% | 11.5% | 12.4% | 10.6% | 16.8% | 17.8% | 24.7% | 28.1% | 22.8% | -26.5% | 7.6% |