WallStSmart
JSM

Navient Corporation SR NT 6% 121543

NASDAQ: JSM · OTHER · OTHER

$18.65
-0.22% today

Updated 2026-06-03

Market cap
$5.09B
P/E ratio
15.21
P/S ratio
EPS (TTM)
$—
Dividend yield
3.49%
52W range
$17 – $20
Volume
0.0M

WallStSmart proprietary scores

20
out of 100
Grade: F
Strong Sell
Investment rating
6.0
Growth
B
3.0
Quality
D
4.0
Profitability
C
6.0
Valuation
B
4/9
Piotroski F-Score
Moderate
0.2
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
12-Month target
Intrinsic (DCF)
Margin of safety

Price chart

Stock snapshot

Strengths
Insufficient data
Risks
- Altman Z 0.15 — distress zone
- Thin margins at 0.00%
- Negative free cash flow $-47.00M
- Debt/equity 2.47x — high leverage

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$1.66B$1.16B$3.81B$3.11B$695.00M
Net income$645.00M$228.00M$131.00M$-80.00M$17.00M
EPS$—
Free cash flow$305.00M$676.00M$459.00M$441.00M$-47.00M
Profit margin38.90%19.72%3.44%-2.57%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
JSM$5.09B206.04.06.03.0Avoid
SFB$6.99B265.35.05.06.0Avoid
BHFAL$3.44B203.33.55.05.3Avoid
TY-P$2.47B204.35.55.04.3Avoid
RCC$1.74B224.74.55.05.0Avoid
RCB$1.74B224.73.56.02.5Avoid

Smart narrative

Navient Corporation SR NT 6% 121543 trades at $18.65. representing a P/E of 15.21x trailing earnings. Our Smart Value Score of 20/100 indicates the stock is weak. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 0.15, it sits in the distress.

Frequently asked questions

What is Navient Corporation SR NT 6% 121543's stock price?

Navient Corporation SR NT 6% 121543 (JSM) trades at $18.65, on a P/E of 15.2x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Navient Corporation SR NT 6% 121543 overvalued?

Navient Corporation SR NT 6% 121543 carries a Smart Value Score of 20/100 (Grade F), which we rate Strong Sell. That score blends growth, quality, and valuation into one read.

Altman Z-Score?

Navient Corporation SR NT 6% 121543's Altman Z-Score is 0.15, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorOTHER
IndustryOTHER
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio
ROE
Beta
50D MA$18.40
200D MA$19.22
Shares out
Float
Short ratio
Avg volume0.0M

Performance

1 week
1 month
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YTD
1 year
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