IBCP
Independent Bank Corporation
NASDAQ: IBCP · FINANCIAL SERVICES · BANKS - REGIONAL
$33.21
-0.63% today
Updated 2026-04-30
Market cap
$689.83M
P/E ratio
10.03
P/S ratio
3.07x
EPS (TTM)
$3.34
Dividend yield
3.17%
52W range
$29 – $37
Volume
0.2M
Independent Bank Corporation (IBCP) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
7 of 8
Last 8 quarters
Avg EPS surprise
+2.7%
Last 4 quarters
Revenue YoY growth
-0.1%
Most recent quarter
EPS YoY growth
+9.5%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-0.4%
Last 3 reports
Positive reaction rate
33%
1 of 3 quarters
Largest single-day move
-1.0%
2026-01-22
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-23 | $0.81 | +2.2% | $33.63 | $33.43 | -0.6% |
| 2026-01-22 | $0.89 | +6.0% | $35.05 | $34.71 | -1.0% |
| 2025-10-23 | $0.84 | +0.0% | $32.16 | $32.26 | +0.3% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $0.79 | $0.81 | +2.2% | $74.62M | -0.1% |
| 2025-12-31 | $0.84 | $0.89 | +6.0% | $79.38M | -6.1% |
| 2025-09-30 | $0.84 | $0.84 | +0.0% | $79.39M | +4.4% |
| 2025-06-30 | $0.79 | $0.81 | +2.5% | $76.33M | -4.3% |
| 2025-03-31 | $0.70 | $0.74 | +5.7% | $74.73M | -1.9% |
| 2024-12-31 | $0.76 | $0.87 | +14.5% | $84.53M | +16.0% |
| 2024-09-30 | $0.76 | $0.65 | -14.5% | $76.04M | -0.5% |
| 2024-06-30 | $0.70 | $0.88 | +25.7% | $79.75M | +11.4% |
| 2024-03-31 | $0.64 | $0.76 | +18.8% | $76.15M | — |
| 2023-12-31 | $0.70 | $0.65 | -7.1% | $72.89M | — |
| 2023-09-30 | $0.62 | $0.83 | +33.9% | $76.40M | — |
| 2023-06-30 | $0.59 | $0.70 | +18.6% | $71.57M | — |
Frequently asked questions
Has Independent Bank Corporation beaten earnings estimates?
Independent Bank Corporation has beaten Wall Street EPS estimates in 7 of its last 8 quarterly reports, with an average EPS surprise of +2.7% over the last 4 quarters.
How does IBCP stock react to earnings?
IBCP stock has moved an average of -0.4% in the trading day following earnings over its last 3 reports, with positive reactions in 33% of those quarters.
What is Independent Bank Corporation's revenue growth rate?
Independent Bank Corporation reported year-over-year revenue growth of -0.1% in its most recent quarter, with EPS growing +9.5% year-over-year.