WallStSmart
HQY

HealthEquity Inc

NASDAQ: HQY · HEALTHCARE · HEALTH INFORMATION SERVICES

$81.48
+0.37% today

Updated 2026-04-29

Market cap
$6.97B
P/E ratio
33.52
P/S ratio
5.30x
EPS (TTM)
$2.46
Dividend yield
52W range
$73 – $117
Volume
0.9M

WallStSmart proprietary scores

66
out of 100
Grade: B
Buy
Investment rating
8.0
Growth
A
6.5
Quality
B
7.0
Profitability
B+
6.7
Valuation
B
4/9
Piotroski F-Score
Moderate
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$112.88
+38.54%
12-Month target
$74.48
-8.59%
Intrinsic (DCF)
$169.68
Margin of safety
+54.67%
5 Strong Buy8 Buy1 Hold1 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Free cash flow $101.53M — positive
+ 54.67% below intrinsic value
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2023202420252026TTM
Revenue$861.75M$999.59M$1.20B$1.31B$1.31B
Net income$-26.14M$55.71M$96.70M$215.20M$49.74M
EPS$2.46
Free cash flow$31.52M$196.75M$337.77M$455.13M$101.53M
Profit margin-3.03%5.57%8.06%16.38%16.40%

Recent insider activity

DateInsiderTypeSharesPrice
2026-04-06ROSNER, ELIMELECHSale4,768$83.84
2026-04-06NEELEMAN, STEPHENSale2,559$83.84
2026-04-06LUCANIA, JAMES MSale4,393$83.84

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
HQY$6.97B668.07.06.76.5+54.67%Strong Buy
LLY$789.69B7810.010.05.06.5Strong Buy
JNJ$547.64B594.79.03.36.0-41.97%Buy
ABBV$351.47B634.08.04.75.0-24.92%Buy
UNH$322.34B545.35.57.34.8+42.06%Buy
AZN$294.17B646.78.05.35.0+4.07%Buy

Smart narrative

HealthEquity Inc trades at $81.48. representing a P/E of 33.52x trailing earnings. Our Smart Value Score of 66/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. TTM revenue stands at $1.31B. with profit margins at 16.40%. Our DCF model estimates intrinsic value at $169.68.

Frequently asked questions

What is HealthEquity Inc's stock price?
HealthEquity Inc (HQY) trades at $81.48.
Is HealthEquity Inc overvalued?
Smart Value Score 66/100 (Grade B, Buy). DCF value $169.68.
What is the price target of HealthEquity Inc (HQY)?
The analyst target price is $112.88, representing +38.5% upside from the current price of $81.48.
What is the intrinsic value of HealthEquity Inc (HQY)?
Based on our DCF model, intrinsic value is $169.68, a +54.7% margin of safety versus $81.48.
What is HealthEquity Inc's revenue?
TTM revenue is $1.31B.
Piotroski F-Score?
4/9 — moderate financial health.

Company info

SectorHEALTHCARE
IndustryHEALTH INFORMATION SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio5.30x
ROE10.20%
Beta0.26
50D MA$80.21
200D MA$89.75
Shares out0.08B
Float0.08B
Short ratio
Avg volume0.9M

Performance

1 week
1 month
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YTD
1 year
3 years
5 years