WallStSmart
GBNY

Generations Bancorp NY Inc

NASDAQ: GBNY · FINANCIAL SERVICES · BANKS - REGIONAL

$14.81
+0.00% today

Updated 2026-04-30

Market cap
$34.07M
P/E ratio
P/S ratio
4.40x
EPS (TTM)
$-1.23
Dividend yield
52W range
$15 – $18
Volume
0.0M

Generations Bancorp NY Inc (GBNY) Financial statements

SEC filings — annual and quarterly data.

Profit margin
-62.40%
Operating margin
-81.10%
ROE
-13.10%
ROA
-1.18%
Debt/equity

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2004$8.11M$30000.0066.74%0.27%0.37%
2005$9.26M$73000.0061.86%0.90%0.79%
2006$9.80M$81000.0059.77%1.24%0.83%
2007$9.94M$170000.0060.12%2.50%1.71%
2008$8.88M$-488000.0056.84%-4.95%-5.50%
2012$10.83M$1.66M100.00%21.48%15.34%
2013$12.12M$2.16M100.00%26.83%17.82%
2014$12.12M$2.06M100.00%23.57%16.97%
2015$11.67M$1.09M100.00%13.17%9.35%
2016$9.01M$-1.50M100.00%-21.65%-16.59%
2017$11.38M$715000.00100.00%6.28%6.28%
2018$15.19M$-213000.00100.00%-3.65%-1.40%
2019$14.06M$87000.0074.91%-0.48%0.62%
2020$15.42M$1.75M77.92%10.66%11.34%
2021$14.29M$1.41M84.44%11.87%9.89%
2022$13.32M$1.09M80.74%9.78%8.16%
2023$17.03M$-1.57M50.02%-11.70%-9.20%
2024$18.77M$-4.78M-25.15%-25.45%