FRAF
Franklin Financial Services Corp
NASDAQ: FRAF · FINANCIAL SERVICES · BANKS - REGIONAL
$56.35
+1.81% today
Updated 2026-04-30
Market cap
$255.02M
P/E ratio
11.97
P/S ratio
2.83x
EPS (TTM)
$4.74
Dividend yield
2.36%
52W range
$33 – $60
Volume
0.0M
Franklin Financial Services Corp (FRAF) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $49.16M | $59.59M | $54.93M | $52.64M | $52.36M | $51.66M | $47.96M | $45.37M | $45.20M | $46.44M | $47.73M | $51.12M | $56.50M | $63.04M | $59.94M | $63.98M | $70.27M | $90.38M | $113.83M | $133.55M |
| Revenue growth (YoY) | — | +21.2% | -7.8% | -4.2% | -0.5% | -1.3% | -7.2% | -5.4% | -0.4% | +2.7% | +2.8% | +7.1% | +10.5% | +11.6% | -4.9% | +6.7% | +9.8% | +28.6% | +25.9% | +17.3% |
| Cost of revenue | $20.20M | $24.79M | $17.23M | $18.11M | $15.68M | $16.68M | $12.12M | $7.30M | $3.94M | $3.66M | $6.02M | $3.16M | $14.17M | $7.35M | $8.60M | $802000.00 | $5.51M | $25.85M | $45.92M | $47.62M |
| Gross profit | $28.96M | $34.81M | $37.70M | $34.52M | $36.68M | $34.98M | $35.85M | $38.07M | $41.25M | $42.78M | $41.71M | $47.95M | $42.33M | $55.69M | $51.33M | $63.18M | $64.76M | $64.53M | $67.91M | $85.92M |
| Gross margin | 58.9% | 58.4% | 68.6% | 65.6% | 70.1% | 67.7% | 74.7% | 83.9% | 91.3% | 92.1% | 87.4% | 93.8% | 74.9% | 88.3% | 85.6% | 98.7% | 92.2% | 71.4% | 59.7% | 64.3% |
| R&D | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | $9.77M | $11.49M | $13.62M | $15.65M | $14.77M | $16.28M | $17.72M | $17.57M | $18.09M | $17.85M | $18.27M | $19.10M | $20.65M | $22.25M | $22.85M | $25.52M | $28.83M | $29.66M | $34.46M | $39.03M |
| Operating income | $9.67M | $12.02M | $12.28M | $8.60M | $10.55M | $6.98M | $5.88M | $7.53M | $10.41M | $12.47M | $9.39M | $5.74M | $5.96M | $19.00M | $13.06M | $23.01M | $17.50M | $15.75M | $13.31M | $26.27M |
| Operating margin | 19.7% | 20.2% | 22.3% | 16.3% | 20.1% | 13.5% | 12.3% | 16.6% | 23.0% | 26.9% | 19.7% | 11.2% | 10.5% | 30.1% | 21.8% | 36.0% | 24.9% | 17.4% | 11.7% | 19.7% |
| EBITDA | $11.17M | $13.50M | $14.75M | $10.64M | $12.47M | $9.07M | $7.85M | $9.49M | $12.39M | $14.02M | $10.79M | $7.12M | $7.29M | $20.36M | $14.39M | $24.22M | $18.93M | $17.77M | $15.40M | $26.27M |
| EBITDA margin | 22.7% | 22.7% | 26.9% | 20.2% | 23.8% | 17.6% | 16.4% | 20.9% | 27.4% | 30.2% | 22.6% | 13.9% | 12.9% | 32.3% | 24.0% | 37.8% | 26.9% | 19.7% | 13.5% | 19.7% |
| EBIT | $9.67M | $12.02M | $12.28M | $8.60M | $10.55M | $6.98M | $5.88M | $7.53M | $10.41M | $12.47M | $9.39M | $5.74M | $5.96M | $19.00M | $13.06M | $23.01M | $17.50M | $15.75M | $13.31M | — |
| Interest expense | $19.96M | $23.80M | $16.04M | $14.67M | $12.44M | $9.15M | $6.89M | $4.38M | $3.18M | $2.37M | $2.25M | $2.49M | $4.21M | $7.11M | $3.98M | $2.90M | $4.86M | $23.13M | $43.94M | $44.73M |
| Income tax | $2.10M | $2.76M | $3.68M | $2.01M | $2.94M | $411000.00 | $512000.00 | $1.29M | $2.01M | $2.27M | $1.30M | $3.56M | $-165000.00 | $2.88M | $258000.00 | $3.40M | $2.56M | $2.15M | $2.22M | $5.04M |
| Effective tax rate | 21.7% | 23.0% | 30.0% | 23.4% | 27.8% | 5.9% | 8.7% | 17.2% | 19.3% | 18.2% | 13.9% | 62.1% | -2.8% | 15.2% | 2.0% | 14.8% | 14.6% | 13.7% | 16.6% | 19.2% |
| Net income | $7.57M | $9.26M | $8.60M | $6.58M | $7.61M | $6.57M | $5.37M | $6.23M | $8.40M | $10.20M | $8.09M | $2.18M | $6.13M | $16.11M | $12.80M | $19.62M | $14.94M | $13.60M | $11.10M | $21.23M |
| Net income growth (YoY) | — | +22.3% | -7.1% | -23.4% | +15.6% | -13.7% | -18.3% | +16.2% | +34.8% | +21.4% | -20.7% | -73.1% | +181.5% | +163.1% | -20.6% | +53.3% | -23.8% | -9.0% | -18.4% | +91.2% |
| Profit margin | 15.4% | 15.5% | 15.6% | 12.5% | 14.5% | 12.7% | 11.2% | 13.7% | 18.6% | 22.0% | 16.9% | 4.3% | 10.8% | 25.6% | 21.4% | 30.7% | 21.3% | 15.0% | 9.8% | 15.9% |