What is FICO stock price target for 2026?

WallStSmart's 12-month price target for Fair Isaac Corporation is $810.92, representing 22.3% downside from the current price of $1,043.57.

What is FICO stock forecast?

Fair Isaac Corporation forecast includes bull, base, and bear case scenarios from 2026 through 2030. Revenue and EPS projections are derived from analyst consensus and conservative extrapolation with growth deceleration for outer years.

FICO

Fair Isaac Corporation

NYSE: FICO · TECHNOLOGY · SOFTWARE - APPLICATION

$1,043.57

+3.27% today

Updated 2026-04-29

Market cap

$24.76B

P/E ratio

33.11

P/S ratio

12.00x

EPS (TTM)

$31.52

Dividend yield

—

52W range

$870 – $2,218

Volume

0.4M

Market cap

$24.76B

P/E ratio

33.11

P/S ratio

12.00x

EPS (TTM)

$31.52

Dividend yield

—

52W range

$870 – $2,218

Volume

0.4M

Fair Isaac Corporation (FICO) Financial Forecast & Price Target 2030

Research-backed projections from analyst consensus, management guidance, and sector analysis.

Price target summary

Current

$1,043.57

Consensus

$1,848.00

+77.08%

2030 Target

$2,288.50

+119.30%

DCF

—

Current price

$1,043.57

Analyst consensus

$1,848.00

+77.08%

2030 Target

$2,288.50

+119.30%

Intrinsic (DCF)

—

12 analysts:

6 Buy2 Hold1 Sell

Management guidance

No specific CEO revenue targets found in provided data. Management is focused on FICO Platform adoption, FICO Score 10T rollout in mortgage market, and AI-driven decision management solutions. Company authorized $1.5B share buyback program indicating confidence in growth trajectory.

Sources: Management guidance, analyst consensus, sector analysishigh confidence

Revenue & price projection

Actual revenue Projected revenue Base case Bull to bear range

Bull case (2030)

$3,814.16

$4.5B Rev × 20x P/S

Base case (2030)

$2,288.50

$4.5B Rev × 12x P/S

Bear case (2030)

$1,525.66

$4.5B Rev × 8x P/S

Financial forecast — research-backed

Metric	2023	2024	2025	2026 (E)	2027 (E)	2028 (E)	2029 (E)	2030 (E)
Revenue	$1.5B	$1.7B	$2.0B	$2.5B	$3.0B	$3.5B	$4.0B	$4.5B
Revenue growth	—	13.5%	15.9%	27.3%	17.4%	16.2%	14.5%	13.4%
EPS	$19.71	$23.74	$7.33	$42.81	$54.48	$66.50	$78.20	$90.50
P/S ratio	—	—	—	12.0x	12.0x	12.0x	12.0x	12.0x
Implied price	—	—	—	$1,307.71	$1,525.66	$1,743.62	$1,961.57	$2,288.50

Catalysts & risks

Growth catalysts

+ FICO Score 10T adoption in U.S. mortgage market with pricing power demonstrated (1,500% price increase over 4 years)

+ FICO Platform transition driving recurring SaaS revenue and higher margins

+ AI-powered enterprise transformation initiatives and FICO World 2026 conference showcasing new solutions

+ Strong pricing power in credit scoring and decision management software segments

+ $1.5B share buyback program supporting EPS growth

Key risks

- Regulatory scrutiny on pricing practices - Senator Hawley investigating mortgage credit score pricing

- Competitive pressure from alternative credit scoring models and open-source solutions

- FICO Platform adoption challenges and execution risk in shifting customer base from legacy to platform

- Customer concentration risk in financial services and mortgage lending sectors facing headwinds

- Recent 28-43% stock price decline reflects market skepticism on valuation and growth sustainability

Methodology

Fair Isaac Corporation's forward estimates are derived from AI-powered research synthesis combining analyst consensus from 12 Wall Street analysts, management guidance from the latest earnings call, and sector growth forecasts from industry research. Revenue and EPS projections use analyst consensus where available and conservative extrapolation with growth deceleration for outer years. Price targets are calculated using a tiered Price-to-Sales (P/S) methodology, where the P/S multiple is determined by the projected revenue growth rate.

WallStSmart proprietary research model · Not financial advice · Past performance is not indicative of future results · Last researched: April 7, 2026.