FICO
Fair Isaac Corporation
NYSE: FICO · TECHNOLOGY · SOFTWARE - APPLICATION
$1,043.57
+3.27% today
Updated 2026-04-29
Market cap
$24.76B
P/E ratio
33.11
P/S ratio
12.00x
EPS (TTM)
$31.52
Dividend yield
—
52W range
$870 – $2,218
Volume
0.4M
Fair Isaac Corporation (FICO) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $825.37M | $822.24M | $744.84M | $630.74M | $605.64M | $619.68M | $676.42M | $743.44M | $788.99M | $838.78M | $881.36M | $932.17M | $1.03B | $1.16B | $1.29B | $1.32B | $1.38B | $1.51B | $1.72B | $1.99B |
| Revenue growth (YoY) | — | -0.4% | -9.4% | -15.3% | -4.0% | +2.3% | +9.2% | +9.9% | +6.1% | +6.3% | +5.1% | +5.8% | +10.8% | +12.4% | +11.6% | +1.7% | +4.6% | +9.9% | +13.5% | +15.9% |
| Cost of revenue | $281.98M | $293.48M | $274.92M | $206.45M | $180.93M | $186.47M | $197.95M | $229.47M | $249.28M | $270.54M | $265.17M | $287.12M | $310.70M | $336.85M | $361.14M | $332.46M | $302.17M | $311.05M | $348.21M | $353.72M |
| Gross profit | $543.39M | $528.75M | $469.93M | $424.29M | $424.71M | $433.21M | $478.48M | $513.98M | $539.70M | $568.25M | $616.18M | $645.05M | $721.78M | $823.24M | $933.42M | $984.07M | $1.08B | $1.20B | $1.37B | $1.64B |
| Gross margin | 65.8% | 64.3% | 63.1% | 67.3% | 70.1% | 69.9% | 70.7% | 69.1% | 68.4% | 67.7% | 69.9% | 69.2% | 69.9% | 71.0% | 72.1% | 74.7% | 78.1% | 79.4% | 79.7% | 82.2% |
| R&D | $84.97M | $70.60M | $77.79M | $73.63M | $73.58M | $62.13M | $59.53M | $66.97M | $83.44M | $98.82M | $103.67M | $110.87M | $128.38M | $149.48M | $166.50M | $171.23M | $146.76M | $159.95M | $171.94M | $188.35M |
| SG&A | $260.85M | $285.54M | $245.64M | $209.32M | $225.26M | $223.62M | $238.52M | $268.39M | $274.40M | $296.30M | $325.34M | $339.80M | $372.81M | $410.49M | $412.23M | $389.38M | $375.76M | $390.76M | $462.83M | $513.03M |
| Operating income | $152.72M | $148.47M | $122.28M | $116.75M | $113.35M | $127.34M | $168.36M | $161.59M | $161.87M | $137.50M | $169.59M | $182.16M | $175.36M | $253.55M | $295.97M | $505.49M | $542.41M | $642.83M | $733.63M | $924.85M |
| Operating margin | 18.5% | 18.1% | 16.4% | 18.5% | 18.7% | 20.5% | 24.9% | 21.7% | 20.5% | 16.4% | 19.2% | 19.5% | 17.0% | 21.9% | 22.9% | 38.4% | 39.4% | 42.5% | 42.7% | 46.5% |
| EBITDA | $221.08M | $200.06M | $172.82M | $161.47M | $147.35M | $154.02M | $189.21M | $195.43M | $194.31M | $172.28M | $202.84M | $218.29M | $218.43M | $287.44M | $329.54M | $538.83M | $560.74M | $663.81M | $761.49M | $951.19M |
| EBITDA margin | 26.8% | 24.3% | 23.2% | 25.6% | 24.3% | 24.9% | 28.0% | 26.3% | 24.6% | 20.5% | 23.0% | 23.4% | 21.2% | 24.8% | 25.5% | 40.9% | 40.7% | 43.9% | 44.3% | 47.8% |
| EBIT | $172.38M | $150.93M | $133.33M | $123.05M | $116.43M | $129.82M | $167.66M | $162.21M | $161.68M | $138.39M | $171.20M | $182.07M | $188.24M | $255.82M | $299.18M | $513.23M | $540.28M | $649.17M | $747.66M | $936.24M |
| Interest expense | $8.57M | $12.77M | $20.34M | $25.48M | $24.12M | $32.36M | $31.73M | $30.28M | $28.55M | $29.15M | $26.63M | $25.79M | $31.31M | $39.75M | $42.18M | $40.09M | $68.97M | $95.55M | $105.64M | $133.65M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $103.49M | $104.65M | $83.95M | $65.10M | $64.46M | $71.56M | $92.00M | $90.09M | $94.88M | $86.50M | $109.45M | $128.26M | $142.41M | $192.12M | $236.41M | $392.08M | $373.54M | $429.38M | $512.81M | $651.95M |
| Net income growth (YoY) | — | +1.1% | -19.8% | -22.5% | -1.0% | +11.0% | +28.6% | -2.1% | +5.3% | -8.8% | +26.5% | +17.2% | +11.0% | +34.9% | +23.1% | +65.8% | -4.7% | +14.9% | +19.4% | +27.1% |
| Profit margin | 12.5% | 12.7% | 11.3% | 10.3% | 10.6% | 11.5% | 13.6% | 12.1% | 12.0% | 10.3% | 12.4% | 13.8% | 13.8% | 16.6% | 18.3% | 29.8% | 27.1% | 28.4% | 29.9% | 32.7% |