WallStSmart
FHB

First Hawaiian Inc

NASDAQ: FHB · FINANCIAL SERVICES · BANKS - REGIONAL

$26.76
+0.40% today

Updated 2026-06-05

Market cap
$3.49B
P/E ratio
12.58
P/S ratio
4.02x
EPS (TTM)
$2.28
Dividend yield
3.69%
52W range
$22 – $29
Volume
1.7M

First Hawaiian Inc (FHB) Financial statements

SEC filings — annual and quarterly data.

Profit margin
23.65%
Operating margin
30.32%
ROE
10.29%
ROA
1.19%
Debt/equity

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2001$32.70M$8.30M54.13%39.76%25.38%
2002$1.53B$361.30M69.52%38.99%23.66%
2003$1.69B$436.60M77.15%42.21%25.90%
2004$1.78B$473.40M75.18%0.96%26.54%
2005$2.51B$590.41M100.00%0.89%23.57%
2011$664.60M$199.70M93.88%47.61%30.05%
2012$660.30M$211.10M95.03%49.95%31.97%
2013$647.40M$214.50M95.61%53.21%33.13%
2014$658.22M$216.67M94.75%52.30%32.92%
2015$678.99M$213.78M95.23%50.55%31.49%
2016$722.10M$230.18M95.09%51.49%31.88%
2017$753.01M$183.68M91.97%48.92%24.39%
2018$800.18M$264.39M87.26%44.76%33.04%
2019$841.26M$284.39M85.84%45.37%33.81%
2020$758.02M$185.75M77.74%32.15%24.50%
2021$708.98M$265.74M102.86%49.22%37.48%
2022$811.75M$265.69M93.71%43.27%32.73%
2023$1.09B$234.98M71.26%28.29%21.50%
2024$1.13B$230.13M67.13%25.85%20.33%
2025$1.17B$276.27M73.06%30.32%23.65%

Frequently asked questions

What is First Hawaiian Inc's revenue?

First Hawaiian Inc's trailing twelve-month revenue is $868.43M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is FHB?

In its most recent fiscal year, FHB ran a gross margin of 73.06%, an operating margin of 30.32%, and a net margin of 23.65%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does FHB generate?

FHB produced $303.29M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is FHB's balance sheet healthy?

FHB holds $228.73M in cash and equivalents against — in long-term debt, on $2.77B of shareholder equity. That debt is best read against the cash flow the business throws off each year.