ENVA
Enova International Inc
NYSE: ENVA · FINANCIAL SERVICES · CREDIT SERVICES
$168.58
-2.29% today
Updated 2026-04-29
Market cap
$4.20B
P/E ratio
13.72
P/S ratio
2.66x
EPS (TTM)
$12.29
Dividend yield
—
52W range
$89 – $177
Volume
0.2M
Enova International Inc (ENVA) Financial statements
SEC filings — annual and quarterly data.
Profit margin
20.70%
Operating margin
26.60%
ROE
25.10%
ROA
5.30%
Debt/equity
—
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2009 | $254.98M | $17.70M | 52.53% | 10.95% | 6.94% |
| 2010 | $378.46M | $24.82M | 52.32% | 10.31% | 6.56% |
| 2011 | $480.34M | $37.03M | 54.39% | 15.88% | 7.71% |
| 2012 | $660.93M | $58.87M | 53.18% | 17.28% | 8.91% |
| 2013 | $765.32M | $78.04M | 56.25% | 18.63% | 10.20% |
| 2014 | $809.84M | $111.67M | 62.31% | 26.55% | 13.79% |
| 2015 | $652.60M | $43.99M | 58.67% | 19.06% | 6.74% |
| 2016 | $745.57M | $34.60M | 47.21% | 16.29% | 4.64% |
| 2017 | $728.90M | $29.24M | 41.35% | 15.94% | 4.01% |
| 2018 | $972.62M | $70.10M | 40.08% | 18.05% | 7.21% |
| 2019 | $1.17B | $36.61M | 42.24% | 21.13% | 3.12% |
| 2020 | $1.08B | $377.84M | 55.13% | 33.02% | 34.87% |
| 2021 | $1.21B | $256.30M | 78.46% | 34.20% | 21.22% |
| 2022 | $1.74B | $207.42M | 57.70% | 22.12% | 11.95% |
| 2023 | $2.12B | $175.12M | 48.88% | 19.93% | 8.27% |
| 2024 | $2.66B | $209.45M | 46.62% | 22.00% | 7.88% |
| 2025 | $3.15B | $308.39M | 50.13% | 23.46% | 9.78% |