ENVA
Enova International Inc
NYSE: ENVA · FINANCIAL SERVICES · CREDIT SERVICES
$168.58
-2.29% today
Updated 2026-04-29
Market cap
$4.20B
P/E ratio
13.72
P/S ratio
2.66x
EPS (TTM)
$12.29
Dividend yield
—
52W range
$89 – $177
Volume
0.2M
Enova International Inc (ENVA) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
8 of 8
Last 8 quarters
Avg EPS surprise
+8.4%
Last 4 quarters
Revenue YoY growth
+17.4%
Most recent quarter
EPS YoY growth
+29.9%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
+3.0%
Last 3 reports
Positive reaction rate
67%
2 of 3 quarters
Largest single-day move
+9.4%
2025-10-23
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-23 | $3.87 | +5.2% | $168.06 | $166.65 | -0.8% |
| 2026-01-27 | $3.46 | +9.1% | $158.55 | $159.26 | +0.4% |
| 2025-10-23 | $3.36 | +10.9% | $113.95 | $124.70 | +9.4% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $3.68 | $3.87 | +5.2% | $875.14M | +17.4% |
| 2025-12-31 | $3.17 | $3.46 | +9.1% | $839.39M | +15.1% |
| 2025-09-30 | $3.03 | $3.36 | +10.9% | $802.68M | +16.3% |
| 2025-06-30 | $2.98 | $3.23 | +8.4% | $764.04M | +21.6% |
| 2025-03-31 | $2.76 | $2.98 | +8.0% | $745.54M | +22.2% |
| 2024-12-31 | $2.27 | $2.61 | +15.0% | $729.55M | +25.0% |
| 2024-09-30 | $2.31 | $2.45 | +6.1% | $689.92M | +25.1% |
| 2024-06-30 | $2.07 | $2.21 | +6.8% | $628.44M | — |
| 2024-03-31 | $1.72 | $1.91 | +11.0% | $609.89M | — |
| 2023-12-31 | $1.66 | $1.83 | +10.2% | $583.59M | — |
| 2023-09-30 | $2.00 | $1.50 | -25.0% | $551.36M | — |
Frequently asked questions
Has Enova International Inc beaten earnings estimates?
Enova International Inc has beaten Wall Street EPS estimates in 8 of its last 8 quarterly reports, with an average EPS surprise of +8.4% over the last 4 quarters.
How does ENVA stock react to earnings?
ENVA stock has moved an average of +3.0% in the trading day following earnings over its last 3 reports, with positive reactions in 67% of those quarters.
What is Enova International Inc's revenue growth rate?
Enova International Inc reported year-over-year revenue growth of +17.4% in its most recent quarter, with EPS growing +29.9% year-over-year.