Eagle Bancorp Montana Inc
NASDAQ: EBMT · FINANCIAL SERVICES · BANKS - REGIONAL
Updated 2026-06-05
Eagle Bancorp Montana Inc (EBMT) Financial statements
SEC filings — annual and quarterly data.
Margin trends — annual
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $14.91M | $1.78M | — | 15.64% | 11.92% |
| 2007 | $16.83M | $2.11M | 58.43% | 19.50% | 12.53% |
| 2008 | $13.39M | $2.41M | 100.00% | 71.12% | 18.02% |
| 2009 | $13.39M | $2.41M | 94.66% | 41.92% | 18.02% |
| 2010 | $15.50M | $2.41M | 100.00% | 55.20% | 15.58% |
| 2011 | $18.27M | $2.18M | 76.65% | 16.26% | 11.92% |
| 2012 | $25.11M | $1.97M | 88.35% | 5.27% | 7.86% |
| 2013 | $27.32M | $2.11M | 90.29% | 6.45% | 7.73% |
| 2014 | $25.28M | $2.11M | 100.00% | 15.06% | 8.35% |
| 2015 | $32.23M | $2.58M | 88.34% | 8.51% | 8.01% |
| 2016 | $39.90M | $5.13M | 87.59% | 17.37% | 12.86% |
| 2017 | $41.57M | $4.10M | 87.20% | 14.99% | 9.87% |
| 2018 | $46.32M | $4.98M | 86.87% | 12.73% | 10.75% |
| 2019 | $69.06M | $10.87M | 85.01% | 20.23% | 15.74% |
| 2020 | $90.35M | $21.21M | 100.00% | 31.48% | 23.47% |
| 2021 | $93.19M | $14.42M | 95.63% | 20.69% | 15.47% |
| 2022 | $93.65M | $10.70M | 91.30% | 14.79% | 11.43% |
| 2023 | $112.45M | $10.06M | 72.79% | 10.36% | 8.94% |
| 2024 | $120.42M | $9.78M | 65.71% | 9.46% | 8.12% |
| 2025 | $125.97M | $14.84M | 70.90% | 15.03% | 11.78% |
Frequently asked questions
What is Eagle Bancorp Montana Inc's revenue?
Eagle Bancorp Montana Inc's trailing twelve-month revenue is $92.82M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.
How profitable is EBMT?
In its most recent fiscal year, EBMT ran a gross margin of 70.90%, an operating margin of 15.03%, and a net margin of 11.78%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.
How much free cash flow does EBMT generate?
EBMT produced $28.34M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.
Is EBMT's balance sheet healthy?
EBMT holds $24.11M in cash and equivalents against $82.37M in long-term debt, on $191.81M of shareholder equity. That debt is best read against the cash flow the business throws off each year.