EBMT
Eagle Bancorp Montana Inc
NASDAQ: EBMT · FINANCIAL SERVICES · BANKS - REGIONAL
$22.12
-2.81% today
Updated 2026-04-30
Market cap
$174.28M
P/E ratio
11.52
P/S ratio
1.93x
EPS (TTM)
$1.90
Dividend yield
2.63%
52W range
$15 – $24
Volume
0.1M
Eagle Bancorp Montana Inc (EBMT) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $14.91M | $16.83M | $13.39M | $13.39M | $15.50M | $18.27M | $25.11M | $27.32M | $25.28M | $32.23M | $39.90M | $41.57M | $46.32M | $69.06M | $90.35M | $93.19M | $93.65M | $112.45M | $120.42M | $125.97M |
| Revenue growth (YoY) | — | +12.9% | -20.4% | +0.0% | +15.7% | +17.9% | +37.4% | +8.8% | -7.5% | +27.5% | +23.8% | +4.2% | +11.4% | +49.1% | +30.8% | +3.1% | +0.5% | +20.1% | +7.1% | +4.6% |
| Cost of revenue | — | $6.49M | $6.37M | $5.82M | $5.03M | $4.27M | $2.92M | $2.65M | $1.03M | $3.76M | $4.95M | $5.32M | $6.08M | $10.35M | — | $4.07M | $8.15M | $30.59M | $41.29M | $36.66M |
| Gross profit | — | $9.84M | $13.39M | $12.68M | $15.50M | $14.00M | $22.19M | $24.67M | $25.28M | $28.47M | $34.95M | $36.25M | $40.24M | $58.71M | $90.35M | $89.13M | $85.50M | $81.86M | $79.13M | $89.32M |
| Gross margin | 0.0% | 58.4% | 100.0% | 94.7% | 100.0% | 76.7% | 88.4% | 90.3% | 100.0% | 88.3% | 87.6% | 87.2% | 86.9% | 85.0% | 100.0% | 95.6% | 91.3% | 72.8% | 65.7% | 70.9% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | — | $4.78M | $5.82M | $5.73M | $6.08M | $5.99M | $12.07M | $15.14M | $15.14M | $17.12M | $18.86M | $20.62M | $24.23M | $31.73M | $44.14M | $49.10M | $45.08M | $44.12M | $40.88M | $32.60M |
| Operating income | $2.33M | $3.28M | $9.53M | $5.62M | $8.55M | $2.97M | $1.32M | $1.76M | $3.81M | $2.74M | $6.93M | $6.23M | $5.90M | $13.97M | $28.44M | $19.28M | $13.85M | $11.65M | $11.39M | $18.93M |
| Operating margin | 15.6% | 19.5% | 71.1% | 41.9% | 55.2% | 16.3% | 5.3% | 6.4% | 15.1% | 8.5% | 17.4% | 15.0% | 12.7% | 20.2% | 31.5% | 20.7% | 14.8% | 10.4% | 9.5% | 15.0% |
| EBITDA | $2.33M | $3.28M | $7.53M | — | $8.06M | $4.36M | $3.37M | $3.96M | $2.30M | $5.21M | $9.68M | $8.71M | $9.08M | $18.68M | $42.41M | $27.11M | $21.56M | $19.55M | $20.28M | $25.79M |
| EBITDA margin | 15.6% | 19.5% | 56.2% | 0.0% | 52.0% | 23.9% | 13.4% | 14.5% | 9.1% | 16.2% | 24.3% | 21.0% | 19.6% | 27.0% | 46.9% | 29.1% | 23.0% | 17.4% | 16.8% | 20.5% |
| EBIT | — | — | $6.39M | $3.45M | $6.16M | $2.97M | $1.32M | $1.76M | $1.24M | $2.74M | $6.93M | $6.23M | $5.90M | $13.97M | $35.32M | $19.28M | $13.85M | $11.65M | $11.39M | $18.93M |
| Interest expense | — | $0.00 | $5.11M | $0.00 | $4.09M | $3.17M | $2.25M | $2.04M | $2.04M | $2.46M | $3.12M | $4.09M | $5.10M | $7.73M | $6.48M | $3.21M | $6.15M | $29.14M | $40.77M | $35.51M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $1.78M | $2.11M | $2.41M | $2.41M | $2.41M | $2.18M | $1.97M | $2.11M | $2.11M | $2.58M | $5.13M | $4.10M | $4.98M | $10.87M | $21.21M | $14.42M | $10.70M | $10.06M | $9.78M | $14.84M |
| Net income growth (YoY) | — | +18.7% | +14.4% | +0.0% | +0.0% | -9.8% | -9.4% | +7.0% | +0.0% | +22.2% | +98.9% | -20.1% | +21.4% | +118.2% | +95.1% | -32.0% | -25.8% | -6.0% | -2.8% | +51.7% |
| Profit margin | 11.9% | 12.5% | 18.0% | 18.0% | 15.6% | 11.9% | 7.9% | 7.7% | 8.4% | 8.0% | 12.9% | 9.9% | 10.8% | 15.7% | 23.5% | 15.5% | 11.4% | 8.9% | 8.1% | 11.8% |