CZNC
Citizens & Northern Corp
NASDAQ: CZNC · FINANCIAL SERVICES · BANKS - REGIONAL
$22.08
-4.00% today
Updated 2026-04-30
Market cap
$416.23M
P/E ratio
15.92
P/S ratio
3.57x
EPS (TTM)
$1.46
Dividend yield
4.84%
52W range
$17 – $24
Volume
0.0M
Citizens & Northern Corp (CZNC) Financial statements
SEC filings — annual and quarterly data.
Balance sheet — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | $1.13B | $1.28B | $1.28B | $1.32B | $1.32B | $1.32B | $1.29B | $1.24B | $1.24B | $1.22B | $1.24B | $1.28B | $1.29B | $1.65B | $2.24B | $2.33B | $2.45B | $2.52B | $2.61B | — |
| Cash & equivalents | $27.16M | $31.66M | $24.03M | $92.06M | $46.30M | $60.58M | $59.84M | $44.62M | $36.05M | $36.06M | $32.11M | $40.24M | $37.49M | $35.20M | $101.86M | $104.95M | $55.05M | $56.88M | $126.17M | — |
| Current assets | $32.20M | $37.38M | $29.87M | $97.68M | $51.26M | $547.06M | $783.54M | $531.42M | $696.91M | $460.12M | $431.15M | $400.23M | $404.73M | $386.93M | $459.48M | $629.86M | $561.73M | $481.77M | $357.34M | — |
| Total liabilities | $997.48M | $1.15B | $1.16B | $1.17B | $1.18B | $1.16B | $1.10B | $1.06B | $1.05B | $1.04B | $1.06B | $1.09B | $1.09B | $1.41B | $1.94B | $2.03B | $2.20B | $2.25B | $2.34B | — |
| Current liabilities | $823.05M | $884.38M | $928.47M | $972.97M | $1.03B | $1.13B | $5.57M | $1.05B | $5.54M | $1.02B | $1.04B | $1.08B | $1.06B | $1.35B | $1.87B | $1.95B | $2.14B | $2.05B | $2.10B | — |
| Long-term debt | $100.11M | $220.95M | $197.06M | $149.10M | $133.50M | $125.36M | $83.81M | $73.34M | $73.06M | $38.77M | $38.45M | $9.19M | $35.91M | $6.50M | $16.55M | $77.56M | $181.78M | $145.72M | $205.18M | — |
| Shareholder equity | $129.89M | $137.78M | $122.03M | $152.41M | $138.94M | $167.38M | $182.79M | $179.47M | $188.36M | $187.49M | $186.01M | $188.44M | $197.37M | $244.45M | $299.76M | $301.40M | $249.32M | $262.38M | $275.28M | — |
| Retained earnings | $96.08M | $96.63M | $97.76M | $53.03M | $65.92M | $82.30M | $94.84M | $101.22M | $105.55M | $109.45M | $112.79M | $113.61M | $122.64M | $126.48M | $129.70M | $142.61M | $151.74M | $157.03M | $165.78M | — |
| Accounts receivable | $5.05M | $5.71M | $5.85M | $5.61M | $4.96M | $4.80M | $4.28M | $4.15M | $3.91M | $3.77M | $3.96M | $4.05M | $3.97M | $5.00M | $8.29M | $7.24M | $8.65M | $9.14M | $8.73M | — |
| Inventory | $264000.00 | $258000.00 | $298000.00 | $873000.00 | $5.78M | $2.17M | $3.42M | $946000.00 | $1.19M | $1.26M | $2.18M | $1.60M | $1.70M | $-47.17M | $-117.33M | $-121.97M | $-63.98M | $47.74M | — | — |
| Goodwill | $2.81M | $12.03M | $12.01M | $11.94M | $11.94M | $11.94M | $11.94M | $11.94M | $11.94M | $11.94M | $11.94M | $11.94M | $11.94M | $28.39M | $52.51M | $52.51M | $52.51M | $52.51M | $52.51M | — |