CZNC
Citizens & Northern Corp
NASDAQ: CZNC · FINANCIAL SERVICES · BANKS - REGIONAL
$22.08
-4.00% today
Updated 2026-04-30
Market cap
$416.23M
P/E ratio
15.92
P/S ratio
3.57x
EPS (TTM)
$1.46
Dividend yield
4.84%
52W range
$17 – $24
Volume
0.0M
Citizens & Northern Corp (CZNC) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
3 of 8
Last 8 quarters
Avg EPS surprise
-31.4%
Last 4 quarters
Revenue YoY growth
—
Most recent quarter
EPS YoY growth
-100.0%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
+1.7%
Last 3 reports
Positive reaction rate
67%
2 of 3 quarters
Largest single-day move
+3.9%
2026-01-20
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-16 | $0.00 | -100.0% | $23.42 | $23.73 | +1.3% |
| 2026-01-20 | $0.57 | +0.8% | $21.45 | $22.28 | +3.9% |
| 2025-10-23 | $0.47 | -11.5% | $19.48 | $19.47 | -0.1% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $0.56 | $0.00 | -100.0% | — | — |
| 2025-12-31 | $0.57 | $0.57 | +0.8% | $36.02M | -11.1% |
| 2025-09-30 | $0.53 | $0.47 | -11.5% | $40.42M | +1.8% |
| 2025-06-30 | $0.47 | $0.40 | -14.9% | $40.19M | +3.8% |
| 2025-03-31 | $0.44 | $0.41 | -6.8% | $38.33M | +4.9% |
| 2024-12-31 | $0.45 | $0.53 | +17.8% | $40.53M | +13.8% |
| 2024-09-30 | $0.45 | $0.41 | -8.9% | $39.71M | +13.1% |
| 2024-06-30 | $0.39 | $0.40 | +2.6% | $38.71M | +13.0% |
| 2024-03-31 | $0.34 | $0.35 | +2.9% | $36.52M | — |
| 2023-12-31 | $0.39 | $0.28 | -28.2% | $35.61M | — |
| 2023-09-30 | $0.40 | $0.50 | +25.0% | $35.10M | — |
| 2023-06-30 | $0.37 | $0.39 | +5.4% | $34.25M | — |
Frequently asked questions
Has Citizens & Northern Corp beaten earnings estimates?
Citizens & Northern Corp has beaten Wall Street EPS estimates in 3 of its last 8 quarterly reports, with an average EPS surprise of -31.4% over the last 4 quarters.
How does CZNC stock react to earnings?
CZNC stock has moved an average of +1.7% in the trading day following earnings over its last 3 reports, with positive reactions in 67% of those quarters.