WallStSmart
CRMT

Americas Car-Mart Inc

NASDAQ: CRMT · CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS

$12.43
-1.53% today

Updated 2026-06-05

Market cap
$65.17M
P/E ratio
P/S ratio
0.05x
EPS (TTM)
$-11.28
Dividend yield
52W range
$7 – $63
Volume
0.1M

Americas Car-Mart Inc (CRMT) Financial statements

SEC filings — annual and quarterly data.

Profit margin
1.29%
Operating margin
6.74%
ROE
-19.67%
ROA
0.86%
Debt/equity
1.99x

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$234.21M$16.70M49.01%12.37%7.13%
2007$240.44M$4.23M47.98%3.96%1.76%
2008$274.63M$15.03M47.37%9.70%5.47%
2009$298.97M$17.91M47.93%10.69%5.99%
2010$338.93M$26.84M48.93%13.06%7.92%
2011$341.86M$28.21M42.67%13.19%8.25%
2012$386.86M$32.99M42.25%13.67%8.53%
2013$464.68M$32.16M48.55%10.91%6.92%
2014$489.19M$21.13M48.63%6.90%4.32%
2015$530.32M$29.49M48.63%8.87%5.56%
2016$567.91M$11.60M46.31%3.32%2.04%
2017$587.75M$20.20M48.12%5.69%3.44%
2018$612.20M$36.51M48.50%6.37%5.96%
2019$669.12M$47.63M48.60%8.93%7.12%
2020$744.61M$51.34M47.83%9.71%6.90%
2021$918.61M$104.82M47.84%15.37%11.41%
2022$1.21B$95.01M45.26%10.84%7.84%
2023$1.41B$20.43M42.66%4.59%1.45%
2024$1.39B$-31.39M45.09%1.84%-2.25%
2025$1.39B$17.89M47.80%6.74%1.29%

Frequently asked questions

What is Americas Car-Mart Inc's revenue?

Americas Car-Mart Inc's trailing twelve-month revenue is $1.34B. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is CRMT?

In its most recent fiscal year, CRMT ran a gross margin of 47.80%, an operating margin of 6.74%, and a net margin of 1.29%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does CRMT generate?

CRMT produced $-52.61M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is CRMT's balance sheet healthy?

CRMT holds $9.81M in cash and equivalents against $572.01M in long-term debt, on $569.82M of shareholder equity. That debt is best read against the cash flow the business throws off each year.