CRMT
Americas Car-Mart Inc
NASDAQ: CRMT · CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS
$12.21
+0.33% today
Updated 2026-04-30
Market cap
$103.03M
P/E ratio
—
P/S ratio
0.08x
EPS (TTM)
$-11.28
Dividend yield
—
52W range
$11 – $63
Volume
0.2M
Americas Car-Mart Inc (CRMT) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $234.21M | $240.44M | $274.63M | $298.97M | $338.93M | $341.86M | $386.86M | $464.68M | $489.19M | $530.32M | $567.91M | $587.75M | $612.20M | $669.12M | $744.61M | $918.61M | $1.21B | $1.41B | $1.39B | $1.39B |
| Revenue growth (YoY) | — | +2.7% | +14.2% | +8.9% | +13.4% | +0.9% | +13.2% | +20.1% | +5.3% | +8.4% | +7.1% | +3.5% | +4.2% | +9.3% | +11.3% | +23.4% | +32.0% | +15.9% | -0.8% | -0.2% |
| Cost of revenue | $119.43M | $125.07M | $144.54M | $155.67M | $173.11M | $195.99M | $223.39M | $239.09M | $251.32M | $272.45M | $304.89M | $304.93M | $315.27M | $343.90M | $388.48M | $479.15M | $663.63M | $805.87M | $765.42M | $726.05M |
| Gross profit | $114.77M | $115.36M | $130.09M | $143.30M | $165.82M | $145.87M | $163.47M | $225.58M | $237.87M | $257.88M | $263.02M | $282.82M | $296.93M | $325.22M | $356.14M | $439.46M | $548.73M | $599.63M | $628.48M | $664.88M |
| Gross margin | 49.0% | 48.0% | 47.4% | 47.9% | 48.9% | 42.7% | 42.3% | 48.5% | 48.6% | 48.6% | 46.3% | 48.1% | 48.5% | 48.6% | 47.8% | 47.8% | 45.3% | 42.7% | 45.1% | 47.8% |
| R&D | — | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $85.07M | $104.86M | $102.31M | $51.13M | $57.21M | $62.14M | $67.66M | $68.97M | $74.39M | $80.20M | $88.04M | $87.94M | $95.22M | $104.15M | $114.66M | $127.95M | $151.13M | $170.90M | $179.42M | $188.92M |
| Operating income | $28.98M | $9.51M | $26.64M | $31.96M | $44.27M | $45.10M | $52.87M | $50.71M | $33.75M | $47.05M | $18.87M | $33.45M | $39.00M | $59.76M | $72.29M | $141.22M | $131.47M | $64.47M | $25.65M | $93.75M |
| Operating margin | 12.4% | 4.0% | 9.7% | 10.7% | 13.1% | 13.2% | 13.7% | 10.9% | 6.9% | 8.9% | 3.3% | 5.7% | 6.4% | 8.9% | 9.7% | 15.4% | 10.8% | 4.6% | 1.8% | 6.7% |
| EBITDA | $29.70M | $10.51M | $27.79M | $33.36M | $45.97M | $49.60M | $57.39M | $56.42M | $39.95M | $53.77M | $26.01M | $40.58M | $48.76M | $71.70M | $76.24M | $145.87M | $137.59M | $69.71M | $32.08M | $101.06M |
| EBITDA margin | 12.7% | 4.4% | 10.1% | 11.2% | 13.6% | 14.5% | 14.8% | 12.1% | 8.2% | 10.1% | 4.6% | 6.9% | 8.0% | 10.7% | 10.2% | 15.9% | 11.3% | 5.0% | 2.3% | 7.3% |
| EBIT | $28.99M | $9.51M | $26.64M | $31.96M | $44.27M | $47.67M | $55.06M | $53.59M | $36.67M | $49.94M | $21.80M | $36.31M | $44.51M | $67.73M | $72.40M | $142.15M | $133.55M | $64.11M | $25.21M | $93.41M |
| Interest expense | $2.46B | $3.73M | $2.95M | $4.01M | $2.32M | $3.20M | $2.29M | $2.94M | $3.00M | $2.90M | $3.31M | $4.07M | $5.60M | $7.88M | $8.05M | $6.82M | $10.92M | $38.31M | $65.35M | $70.65M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $16.70M | $4.23M | $15.03M | $17.91M | $26.84M | $28.21M | $32.99M | $32.16M | $21.13M | $29.49M | $11.60M | $20.20M | $36.51M | $47.63M | $51.34M | $104.82M | $95.01M | $20.43M | $-31.39M | $17.89M |
| Net income growth (YoY) | — | -74.7% | +255.2% | +19.1% | +49.9% | +5.1% | +16.9% | -2.5% | -34.3% | +39.6% | -60.7% | +74.2% | +80.7% | +30.4% | +7.8% | +104.2% | -9.4% | -78.5% | -253.6% | +157.0% |
| Profit margin | 7.1% | 1.8% | 5.5% | 6.0% | 7.9% | 8.3% | 8.5% | 6.9% | 4.3% | 5.6% | 2.0% | 3.4% | 6.0% | 7.1% | 6.9% | 11.4% | 7.8% | 1.5% | -2.3% | 1.3% |