CIVB
Civista Bancshares Inc
NASDAQ: CIVB · FINANCIAL SERVICES · BANKS - REGIONAL
$25.07
+0.80% today
Updated 2026-05-01
Market cap
$516.88M
P/E ratio
9.21
P/S ratio
2.90x
EPS (TTM)
$2.70
Dividend yield
2.78%
52W range
$19 – $26
Volume
0.1M
Civista Bancshares Inc (CIVB) Financial statements
SEC filings — annual and quarterly data.
Profit margin
28.70%
Operating margin
40.00%
ROE
10.70%
ROA
1.21%
Debt/equity
0.52x
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $52.55M | $6.16M | 68.14% | 16.80% | 11.72% |
| 2007 | $57.45M | $6.88M | 62.77% | 17.23% | 11.98% |
| 2008 | $72.24M | $-38.98M | 58.49% | -52.06% | -53.96% |
| 2009 | $65.34M | $1.66M | 56.78% | 2.17% | 2.53% |
| 2010 | $61.98M | $-1.27M | 54.17% | -5.00% | -2.05% |
| 2011 | $58.27M | $3.96M | 70.31% | 8.25% | 6.79% |
| 2012 | $57.33M | $5.58M | 78.05% | 12.74% | 9.73% |
| 2013 | $56.29M | $6.18M | 89.33% | 13.42% | 10.98% |
| 2014 | $59.04M | $9.53M | 90.51% | 21.49% | 16.14% |
| 2015 | $64.31M | $12.74M | 92.99% | 27.25% | 19.82% |
| 2016 | $69.09M | $17.22M | 97.09% | 34.50% | 24.92% |
| 2017 | $74.08M | $15.87M | 94.48% | 30.01% | 21.43% |
| 2018 | $90.74M | $14.14M | 90.80% | 18.49% | 15.58% |
| 2019 | $118.61M | $33.88M | 88.21% | 33.35% | 28.56% |
| 2020 | $126.18M | $32.19M | 83.95% | 29.43% | 25.51% |
| 2021 | $134.19M | $40.55M | 92.21% | 36.05% | 30.21% |
| 2022 | $152.98M | $39.43M | 88.43% | 30.75% | 25.77% |
| 2023 | $217.48M | $42.96M | 71.64% | 23.27% | 19.76% |
| 2024 | $241.90M | $31.68M | 60.58% | 15.12% | 13.10% |
| 2025 | $254.95M | $46.21M | 66.35% | 21.66% | 18.13% |