Chime Financial, Inc. Class A Common Stock
NASDAQ: CHYM · TECHNOLOGY · SOFTWARE - APPLICATION
Updated 2026-06-05
Chime Financial, Inc. Class A Common Stock (CHYM) Financial statements
SEC filings — annual and quarterly data.
Cash flow — annual
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Operating cash flow | $-434.13M | $-156.59M | $64.14M | $52.78M |
| Capital expenditures | $72.91M | $27.82M | $14.47M | $19.89M |
| Depreciation | — | — | — | — |
| Stock-based comp | $28.35M | $26.04M | $29.84M | $1.07B |
| Free cash flow | $-507.05M | $-184.41M | $49.67M | $32.89M |
| Investing cash flow | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Share repurchases | — | — | — | — |
| Debt repayment | — | — | — | — |
| Net change in cash | — | — | — | — |
Frequently asked questions
What is Chime Financial, Inc. Class A Common Stock's revenue?
Chime Financial, Inc. Class A Common Stock's trailing twelve-month revenue is $2.32B. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.
How profitable is CHYM?
In its most recent fiscal year, CHYM ran a gross margin of 85.87%, an operating margin of -47.56%, and a net margin of -46.18%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.
How much free cash flow does CHYM generate?
CHYM produced $32.89M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.
Is CHYM's balance sheet healthy?
CHYM holds $466.25M in cash and equivalents against — in long-term debt, on $1.40B of shareholder equity. That debt is best read against the cash flow the business throws off each year.