CFR
Cullen/Frost Bankers Inc
NYSE: CFR · FINANCIAL SERVICES · BANKS - REGIONAL
$142.80
-0.45% today
Updated 2026-04-29
Market cap
$8.99B
P/E ratio
14.40
P/S ratio
4.10x
EPS (TTM)
$9.92
Dividend yield
2.75%
52W range
$117 – $148
Volume
0.5M
Cullen/Frost Bankers Inc (CFR) Financial statements
SEC filings — annual and quarterly data.
Profit margin
29.60%
Operating margin
34.50%
ROE
15.30%
ROA
1.23%
Debt/equity
—
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $924.71M | $193.59M | 75.24% | 30.86% | 20.94% |
| 2007 | $1.04B | $212.07M | 74.47% | 29.88% | 20.45% |
| 2008 | $962.97M | $207.25M | 81.37% | 30.83% | 21.52% |
| 2009 | $916.74M | $179.03M | 83.45% | 25.39% | 19.53% |
| 2010 | $899.37M | $208.76M | 89.16% | 29.61% | 23.21% |
| 2011 | $913.02M | $217.53M | 92.48% | 31.35% | 23.83% |
| 2012 | $920.40M | $237.95M | 96.00% | 33.52% | 25.85% |
| 2013 | $945.32M | $237.87M | 95.50% | 30.77% | 25.16% |
| 2014 | $1.02B | $277.98M | 96.98% | 32.89% | 27.21% |
| 2015 | $1.08B | $279.33M | 94.00% | 29.66% | 25.91% |
| 2016 | $1.14B | $304.26M | 94.40% | 30.00% | 26.73% |
| 2017 | $1.23B | $364.15M | 94.96% | 33.22% | 29.62% |
| 2018 | $1.40B | $454.92M | 91.80% | 36.27% | 32.44% |
| 2019 | $1.50B | $443.60M | 89.08% | 33.35% | 29.62% |
| 2020 | $1.49B | $331.15M | 80.74% | 23.63% | 22.28% |
| 2021 | $1.40B | $443.08M | 98.28% | 35.08% | 31.75% |
| 2022 | $1.88B | $579.15M | 90.03% | 35.57% | 30.80% |
| 2023 | $1.99B | $597.97M | 111.60% | 35.85% | 30.09% |
| 2024 | $2.85B | $582.54M | 70.14% | 24.42% | 20.44% |
| 2025 | $2.92B | $648.56M | 75.04% | 26.43% | 22.21% |