CFR
Cullen/Frost Bankers Inc
NYSE: CFR · FINANCIAL SERVICES · BANKS - REGIONAL
$142.80
-0.45% today
Updated 2026-04-29
Market cap
$8.99B
P/E ratio
14.40
P/S ratio
4.10x
EPS (TTM)
$9.92
Dividend yield
2.75%
52W range
$117 – $148
Volume
0.5M
Cullen/Frost Bankers Inc (CFR) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
7 of 8
Last 8 quarters
Avg EPS surprise
+6.3%
Last 4 quarters
Revenue YoY growth
+3.1%
Most recent quarter
EPS YoY growth
+8.5%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-1.3%
Last 3 reports
Positive reaction rate
67%
2 of 3 quarters
Largest single-day move
-7.3%
2025-07-31
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-01-29 | $2.56 | +3.6% | $135.19 | $137.82 | +1.9% |
| 2025-10-30 | $2.67 | +12.2% | $121.41 | $123.14 | +1.4% |
| 2025-07-31 | $2.39 | +3.5% | $134.04 | $124.20 | -7.3% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2025-12-31 | $2.47 | $2.56 | +3.6% | $745.92M | +3.1% |
| 2025-09-30 | $2.38 | $2.67 | +12.2% | $745.56M | +3.3% |
| 2025-06-30 | $2.31 | $2.39 | +3.5% | $719.23M | +1.7% |
| 2025-03-31 | $2.17 | $2.30 | +6.0% | $709.13M | +1.8% |
| 2024-12-31 | $2.17 | $2.36 | +8.8% | $723.52M | +4.4% |
| 2024-09-30 | $2.17 | $2.24 | +3.2% | $721.87M | +8.2% |
| 2024-06-30 | $2.07 | $2.21 | +6.8% | $707.48M | +9.5% |
| 2024-03-31 | $2.14 | $2.06 | -3.7% | $696.88M | — |
| 2023-12-31 | $2.09 | $2.18 | +4.3% | $692.83M | — |
| 2023-09-30 | $2.15 | $2.38 | +10.7% | $667.07M | — |
| 2023-06-30 | $2.40 | $2.47 | +2.9% | $645.86M | — |
Frequently asked questions
Has Cullen/Frost Bankers Inc beaten earnings estimates?
Cullen/Frost Bankers Inc has beaten Wall Street EPS estimates in 7 of its last 8 quarterly reports, with an average EPS surprise of +6.3% over the last 4 quarters.
How does CFR stock react to earnings?
CFR stock has moved an average of -1.3% in the trading day following earnings over its last 3 reports, with positive reactions in 67% of those quarters.
What is Cullen/Frost Bankers Inc's revenue growth rate?
Cullen/Frost Bankers Inc reported year-over-year revenue growth of +3.1% in its most recent quarter, with EPS growing +8.5% year-over-year.