WallStSmart
CBU

Community Bank System Inc

NYSE: CBU · FINANCIAL SERVICES · BANKS - REGIONAL

$62.23
-1.49% today

Updated 2026-04-29

Market cap
$3.27B
P/E ratio
15.68
P/S ratio
4.10x
EPS (TTM)
$3.97
Dividend yield
52W range
$50 – $67
Volume
0.2M

Community Bank System Inc (CBU) Financial statements

SEC filings — annual and quarterly data.

Profit margin
26.40%
Operating margin
34.90%
ROE
11.20%
ROA
1.25%
Debt/equity

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$281.18M$38.38M63.13%17.89%13.65%
2007$309.52M$42.89M60.50%14.60%13.86%
2008$324.33M$45.94M66.37%17.48%14.16%
2009$332.32M$41.45M71.99%15.97%12.47%
2010$337.07M$63.32M78.11%25.63%18.79%
2011$360.28M$73.14M81.60%28.73%20.30%
2012$380.65M$77.07M84.22%28.58%20.25%
2013$453.68M$78.83M92.49%24.47%17.38%
2014$375.24M$91.35M94.94%34.56%24.35%
2015$382.92M$91.23M95.39%34.53%23.82%
2016$440.81M$103.81M95.61%35.07%23.55%
2017$531.88M$150.72M95.34%30.08%28.34%
2018$587.11M$168.64M95.14%36.28%28.72%
2019$616.35M$169.06M94.32%33.96%27.43%
2020$617.28M$164.68M94.32%33.38%26.68%
2021$633.65M$189.69M99.34%38.09%29.94%
2022$702.45M$188.08M94.61%34.21%26.77%
2023$755.98M$131.92M84.75%22.25%17.45%
2024$940.71M$182.48M76.91%25.16%19.40%
2025$928.71M$210.46M73.43%31.40%22.66%